My story is simple: I provide home buyer financing and construction lending in Idaho from my offices in Idaho Falls and Rexburg, ID. Residential purchase and lending under complexity are my specialties, and I have been a construction lender for almost a decade. Lending is becoming more and more like rocket science; it's a financial enema for the borrower, the process driven by both regulatory imposition and by investor demands for nth-degree vetting and documentation. Without an expert in your corner, sporting a strong work ethic, thorough knowledge of the industry, and prompt response times, the process can suffer death by a thousand cuts. A mortgage originator is 1/3 salesman, 1/3 Underwriter and Processor, and the balance is a mixture of arbitrator, lion tamer, and indefatigable hustler.