

Ronald Degraffenreid
Loan Officer | NMLS# 246274
Sierra Pacific Mortgage - Folsom, CA

A successful mortgage starts with a personal touch with our one-on-one meetings in order to understand your financial goals as well as what you can afford before you shop. From there, our team can help you make the smartest choice from a fu...... Show More
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Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Ron is wonderful to work with, and he was incredibly helpful with our first time purchasing a home. He treated us like family and I know he always had our best interest in mind. Thank you!
Ron Is definitely the reason we had a great experience! He helped us every step of the way and connected us with the realtor that ultimately found our home! We were so grateful to have someone knowledgeable that we could go to with any questions....
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Ron is very knowledgeable and took such great care of us every step of the way! He provided us with great connections which made the process that much smoother. We couldn't be more thankful and we appreciate all of the work that Ron and Sierra...
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Ron made me feel comfortable from day one. Was always informative and because I worked second shift and long if I missed a phone he didn't yell at me, hahaha. Purely a good ol' fashioned respectable man. Thank you Ron for everything you did...
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I was well informed from start to finish. That meant alot.
Everything
Communication
Great customer service
Ronald was extremely helpful in all aspects of the process.
Ron was easy to talk to he explained things in a way where I could understand it just made the hole process simple
10 of 58
About
A successful mortgage starts with a personal touch with our one-on-one meetings in order to understand your financial goals as well as what you can afford before you shop. From there, our team can help you make the smartest choice from a full range of fixed-rate or adjustable conventional and jumbo mortgage loan options, including conventional, government issued or, state bond programs.
We are committed to providing timely, helpful communication and friendly, skilled service. We use top-notch technology, which allows you to submit, view, and sign many of the required documents electronically. The result? You save time and it makes the home loan process more efficient.
Products & Services
Mortgage Loan Officer
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 246274
Disclaimer
Sierra Pacific Mortgage is an Equal Housing Lender.
©2025 Sierra Pacific Mortgage Company, Inc., NMLS #1788, 950 Glenn Drive, Suite 150, Folsom, CA 95630
Sierra Pacific Mortgage's Legal and Licensing Information
Licensed in CA: Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act # 417-0015. AZ: Mortgage Banker License 0905006 DE: Licensed by the Delaware State Bank Commissioner # 9801 GA: Georgia Residential Mortgage Licensee 16444. IL: Residential Mortgage Lender, NMLS# MB.0006383. For licensing information, go to:www.nmlsconsumeraccess.org MA: Mortgage Lender License & Mortgage Broker License MC1788. ME: Supervised Lender License SLM9214 NV: Licensed in Nevada 3268. We provide mortgage lending and brokering services. NJ: Licensed by the New Jersey Department of Banking and Insurance. NY: Licensed Mortgage Banker-NYS Department of Financial Services. OH: Residential Mortgage Lending Act Certificate of Registration RM.850237.000. OR: License # ML-460. RI: Rhode Island Licensed Loan Broker 20072185LB & Rhode Island Licensed Lender 20072187LL. VA: NMLS ID # 1788