Ricky Graffis
Sr Mortgage Broker
With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
Location & Business Hours
Business Hours
Wed
8 AM to 7 PM
Thu
8 AM to 7 PM
Fri
8 AM to 7 PM
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Reviews from Web
Everything was explained clearly, and there were no surprises. He made the refinance process a positive experience.
Reply from Ricky Graffis
August 14th, 2026 05:41 PM
Thank you! I'm glad everything was clear from the start. I appreciate you taking the time to leave a review.
The communication was excellent. Ricky kept me updated every step of the way and made sure I understood everything before moving forward.
Reply from Ricky Graffis
August 7th, 2026 11:54 PM
Thank you so much Brian! Keeping my clients informed is always a priority. I really appreciate you taking the time to leave a review.
Ricky was responsive, patient, and always willing to answer my questions. I would gladly work with him again.
Reply from Ricky Graffis
August 2nd, 2026 09:26 PM
Thank you! I really appreciate that. I'm always here if you ever need anything down the road.
I had been looking into cash out refinance options for a while, and Ricky really took the time to explain everything. He was honest, knowledgeable, and kept me updated from start to finish. The process was smooth, and I couldn't be happier...
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Reply from Ricky Graffis
July 23rd, 2026 10:13 PM
Thanks, Ryan! It was great working with you. I appreciate your trust and your kind words, and I'm always here if you ever need anything in the future.
Ricky made the entire process easy from start to finish! I was looking to refinance my second mortgage, and he took the time to explain all of my options without any pressure. He was responsive, honest, and kept me updated every step of the...
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Reply from Ricky Graffis
July 12th, 2026 02:42 AM
Thank you, Kim! I really appreciate your kind words. It was a pleasure helping you, and I'm glad I could make the process as smooth as possible. Don't hesitate to reach out if you ever need anything!
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About
With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
Fixed Rate Mortgages
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1906286