Ricky Graffis
Sr Mortgage Broker
With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
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closed
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8 AM to 5 PM
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Reviews from Web
I had been looking into cash out refinance options for a while, and Ricky really took the time to explain everything. He was honest, knowledgeable, and kept me updated from start to finish. The process was smooth, and I couldn't be happier...
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Reply from Ricky Graffis
July 23rd, 2026 10:13 PM
Thanks, Ryan! It was great working with you. I appreciate your trust and your kind words, and I'm always here if you ever need anything in the future.
Ricky made the entire process easy from start to finish! I was looking to refinance my second mortgage, and he took the time to explain all of my options without any pressure. He was responsive, honest, and kept me updated every step of the...
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Reply from Ricky Graffis
July 12th, 2026 02:42 AM
Thank you, Kim! I really appreciate your kind words. It was a pleasure helping you, and I'm glad I could make the process as smooth as possible. Don't hesitate to reach out if you ever need anything!
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About
With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
Fixed Rate Mortgages
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1906286