

Rick Ball - Golden Oak Lending
Whether you’re a first-time homebuyer, an experienced homeowner, or looking to refinance, Richard is here to help you reach your financial goals with confidence. At Golden Oak Lending, saving you money and creating financial peace of mind i... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5:30 PM
Thu
8:30 AM to 5:30 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
Great communication, never skipped a beat
I had a wonderful experience working with Rick he was very helpful
Rick was amazing and helped and guided us throughout the process of purchasing our new home. We truly appreciated his patience, hard work, and dedication in helping everything go smoothly. We are so grateful to have had him by our side during...
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He was helpful in guiding us through necessary paperwork and procedures .
Mr. Ball made the entire process easy. He kept me up to date on everything, he was so understanding even when I called him to ask a million questions.
Reply from Rick Ball - Golden Oak Lending
October 3rd, 2026 04:06 PM
I'm happy to hear that you found the refinancing process easy, Brenda. Keeping you informed and answering your questions was my priority, and I'm glad I could assist you through the process.
Showed great attention to details. Made the process fast and simple.
Reply from Rick Ball - Golden Oak Lending
September 3rd, 2026 05:40 PM
Matthew, I'm glad to hear that you found the refinancing process smooth and straightforward. Your kind words about my attention to detail mean a lot. Thank you for choosing me to do your loan!
Rick made everything very easy to understand, communicated on time and often, and was very professional
Reply from Rick Ball - Golden Oak Lending
September 3rd, 2026 05:41 PM
Eric, I'm grateful for your kind words and glad to hear that you found the process easy to understand. It was my pleasure to assist you, and I'm pleased that my communication met your expectations. Thank you
Good guy! Very helpfu!
Reply from Rick Ball - Golden Oak Lending
August 20th, 2026 01:37 PM
I'm pleased to hear that you found me helpful, John. Thank you for your kind words!
Rick ball was so professional and helpful! We couldn't have asked for a better experience! We will be referring him to everyone we know!
Reply from Rick Ball - Golden Oak Lending
August 20th, 2026 01:37 PM
I'm so grateful for your kind words, Dalton! It's wonderful to hear that you had a good experience, and I truly appreciate your referrals. If you ever need anything in the future, feel free to reach out.
After shopping for financing with several other companies I called Rick. I was very frustrated after months of searching. Rick assured me that he would get it done for me, just like everyone else. The difference was that he actually did it!...
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Reply from Rick Ball - Golden Oak Lending
August 20th, 2026 01:38 PM
Peter, I’m glad to hear that I could make the refinancing process easier and less stressful for you. It's great to know that my efforts made a positive difference and saved you money. Thank you for your kind words!
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About
Whether you’re a first-time homebuyer, an experienced homeowner, or looking to refinance, Richard is here to help you reach your financial goals with confidence. At Golden Oak Lending, saving you money and creating financial peace of mind is always the priority. Richard takes a personalized, straightforward approach to lending, making the process clear, smooth, and stress-free from start to finish.
If you’re ready to explore your options, improve your monthly payment, or simply get honest guidance, Richard is here to help every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Non-QM
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #140691
Hobbies
- Traveling
- Pittsburgh Sports
- Concerts
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Disclaimer
We are an Equal Housing Lender, as well as a member of the National Association of Mortgage Brokers.
