Rick Ball - Golden Oak Lending
Whether you’re a first-time homebuyer, an experienced homeowner, or looking to refinance, Richard is here to help you reach your financial goals with confidence. At Golden Oak Lending, saving you money and creating financial peace of mind i... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5:30 PM(Open now)
Thu
8:30 AM to 5:30 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
Showed great attention to details. Made the process fast and simple.
Reply from Rick Ball - Golden Oak Lending
September 3rd, 2026 05:40 PM
Matthew, I'm glad to hear that you found the refinancing process smooth and straightforward. Your kind words about my attention to detail mean a lot. Thank you for choosing me to do your loan!
Rick made everything very easy to understand, communicated on time and often, and was very professional
Reply from Rick Ball - Golden Oak Lending
September 3rd, 2026 05:41 PM
Eric, I'm grateful for your kind words and glad to hear that you found the process easy to understand. It was my pleasure to assist you, and I'm pleased that my communication met your expectations. Thank you
Good guy! Very helpfu!
Reply from Rick Ball - Golden Oak Lending
August 20th, 2026 01:37 PM
I'm pleased to hear that you found me helpful, John. Thank you for your kind words!
Rick ball was so professional and helpful! We couldn't have asked for a better experience! We will be referring him to everyone we know!
Reply from Rick Ball - Golden Oak Lending
August 20th, 2026 01:37 PM
I'm so grateful for your kind words, Dalton! It's wonderful to hear that you had a good experience, and I truly appreciate your referrals. If you ever need anything in the future, feel free to reach out.
After shopping for financing with several other companies I called Rick. I was very frustrated after months of searching. Rick assured me that he would get it done for me, just like everyone else. The difference was that he actually did it!...
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Reply from Rick Ball - Golden Oak Lending
August 20th, 2026 01:38 PM
Peter, I’m glad to hear that I could make the refinancing process easier and less stressful for you. It's great to know that my efforts made a positive difference and saved you money. Thank you for your kind words!
It wasn't an easy task but Rick got it done. Some things I had to flex on, took longer than I hoped but in the end the goal was accomplished.
Reply from Rick Ball - Golden Oak Lending
August 20th, 2026 01:39 PM
Mark, I'm glad to hear that we were able to accomplish the goal together, even with some challenges along the way. Thank you for your patience and trust throughout the process.
Simple and fast, everything was explained with no unexpected surprises.
Reply from Rick Ball - Golden Oak Lending
August 20th, 2026 01:39 PM
I'm glad to hear that the process was simple and fast for you, Nick. I appreciate your kind words and am pleased that everything was explained clearly with no surprises. If you have any more questions or need further assistance, feel free to...
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Rick was extremely patient and helped me through this process even through the stressful time he still remained patient as a first time home buyer i would reccommend him to anyone!
Reply from Rick Ball - Golden Oak Lending
September 3rd, 2026 05:41 PM
Sofia, I'm really glad to hear that I could assist you as a first-time home buyer. I appreciate your kind words and recommendation. If you have any more questions or need further assistance, please feel free to reach out.
Rick was on top of everything. He was quick to respond to any of our questions or needs. He was very flexible with his schedule to help us move through the home purchasing process as smoothly and quickly as possible. Very personable and professional....
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Reply from Rick Ball - Golden Oak Lending
September 3rd, 2026 05:42 PM
Logan, I appreciate your kind words and am glad to hear that my efforts made the home purchasing process smooth for you. It's great to know that my flexibility and responsiveness were helpful. Thank you for choosing Golden Oak Lending!
Rick had great attention to detail and was transparent through the whole process.
Reply from Rick Ball - Golden Oak Lending
September 3rd, 2026 05:43 PM
Kenneth, I'm thankful for your kind words. I'm pleased to hear that my attention to detail and transparency made the process smooth for you. If you have any more questions or need further assistance, feel free to reach out.
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About
Whether you’re a first-time homebuyer, an experienced homeowner, or looking to refinance, Richard is here to help you reach your financial goals with confidence. At Golden Oak Lending, saving you money and creating financial peace of mind is always the priority. Richard takes a personalized, straightforward approach to lending, making the process clear, smooth, and stress-free from start to finish.
If you’re ready to explore your options, improve your monthly payment, or simply get honest guidance, Richard is here to help every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Non-QM
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #140691
Hobbies
- Traveling
- Pittsburgh Sports
- Concerts
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Disclaimer
We are an Equal Housing Lender, as well as a member of the National Association of Mortgage Brokers.