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Richard Chin - Vice President in Irvine, CA

Richard Chin

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Vice President

5.0
(29)
As a mortgage professional and Vice President at West Capital Lending, I am dedicated to providing exceptional customer service to all our clients. With years of experience in the industry, I understand the complexities of the mortgage proc...... Show More
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Overall Ratings
5.0
(29)
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  • 5.0
    Zillow
    J
    Joannie38
    Rancho Santa Margarita, CA
    Posted on May 29th, 2026 12:00 AM
    This might be a long review but so worth it if you’re looking for specifics. I was thinking about a Heloc loan for a few reasons. I did my research but I had no idea which lender to use, so I used one of the group sites that give you several...
    read more
  • 5.0
    Zillow
    M
    Momokohanai
    Lake Forest, CA
    Posted on June 7th, 2023 12:00 AM
    I was a first-time home buyer new to the whole process, and Richard provided outstanding services in helping me with my mortgage. He was incredibly detailed, supportive, and super patient throughout the entire process. He was always willing...
    read more
  • 5.0
    Zillow
    L
    L L
    Clovis, CA
    Posted on April 24th, 2022 12:00 AM
    Richard was able to help my mom and I easily understand the whole home buying process. He is patient, replies fast, and was willing to explain everything as well as being attentive. Will definitely go back to him for the future!
  • 5.0
    Zillow
    P
    Pentimenti G
    Fontana, CA
    Posted on January 13th, 2022 12:00 AM
    Richard spent three hours on the phone with me during our initial phone call. He explained the entire refinancing process and answered every question or concern in elaborate detail. I had been inquiring with other lenders, but once I was referred...
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  • 5.0
    Zillow
    V
    Vomaki10
    Elk Grove, CA
    Posted on October 14th, 2021 12:00 AM
    It is very seldom that I write, or make recommendations in a public platform, but I strongly feel that I should commend Richard and his team at West Capital Lending for the wonderful and exceptional experience we had when we refinanced our...
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  • 5.0
    Zillow
    J
    J A 1
    Lake Elsinore, CA
    Posted on July 9th, 2021 12:00 AM
    Richard is a true professional. He is very knowledgeable and super responsive. Thank to Richard's hard work and expertise we were able to close escrow in only 17 days! The guy is amazing.
  • 5.0
    Zillow
    P
    Patrickstewart43
    Los Angeles, CA
    Posted on April 20th, 2021 12:00 AM
    Richard was great to work with and was always available to talk I would recommend him as a lender to anyone looking for a mortgage company looking for one.
  • 5.0
    Zillow
    E
    Eshawnrogers
    Antioch, CA
    Posted on April 16th, 2021 12:00 AM
    Richard and Camden were great to work with. Explained everything every step of the way and the whole process took a couple weeks. Got a great rate and credits. No surprises. No hidden fees. No stress. Was a great experience and am now saving...
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  • 5.0
    Zillow
    M
    Manu
    Kirkland, WA
    Posted on February 12th, 2021 12:00 AM
    Richard was very clear in communication and gave the best rate by far. They also closed in ~25 days which is the fastest I have seen. Highly recommend!
  • 5.0
    Zillow
    M
    Mattlz
    San Francisco, CA
    Posted on November 25th, 2020 12:00 AM
    Richard is a clear communicator and handled our transaction incredibly smoothly. He instilled confidence from the first call to the final close. Bravo!
  • 10 of 29
    About
    As a mortgage professional and Vice President at West Capital Lending, I am dedicated to providing exceptional customer service to all our clients. With years of experience in the industry, I understand the complexities of the mortgage process and strive to simplify it for our customers. Our team at West Capital Lending is committed to helping individuals and families achieve their dreams of homeownership by offering a wide range of loan options tailored to their specific needs. From first-time homebuyers to seasoned investors, we are here to guide and support our clients every step of the way.
    Products & Services
    Mortgage Loan Officer
    69
    /850
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    Positions
    • West Capital Lending, Inc - Vice President
    • West Capital Lending, Inc. - Vice President
    Licenses
    • nmls # 1846890
    • 2022356
    • 1033830
    • View All