US Mortgage Mortgage has achieved a position of leadership within the industry by combining experienced leadership, cutting edge technology and a team culture which is dedicated to delivering first-in-class service to the real estate community. We are not owned by a bank. We are a direct lender with Fannie Mae, Freddie Mac, and an unsupervised lender with VA. This means less red tape that clients can encounter with depositories. Because we are an independent lender, we can choose from a wide-variety of funding choices to deliver a wide range of products at competitive rates. USMC offers residential, commercial, and HECM loan products. From USDA to Jumbo financing. As a lender, we control the process from the application to closing which is why we have built a reputation of service that others emulate.