Earnest Money Guarantee At HomeLight Home Loans, our mission is to make the lending process honest, transparent and in your best interest. We're so confident in our system that we promise if you don't close on time and the fault is ours, we'll reimburse up to $100,000 of your lost earnest money. It's nice to be treated like a cash buyer With HomeLight, we use the power of technology and impeccable customer service to help you get home sooner. Speed & Transparency Fill out your application in as few as 30 minutes and HomeLight will assess it within one business day. Once completed and approved, we can get you to the closing table in 21 days or fewer. Our process requires less paperwork and less hassle, and we'll clearly explain what's happening at every step. Cash-Like Offer For buyers with exceptionally strong finances, we offer a "High Certainty" program. If you qualify, and should you choose to waive certain contingencies on your offer, HomeLight will lend it's full support. We always recommend talking with your realtor or lawyer before waiving any contingencies. Concierge Service At HomeLight, we want your homebuying experience to be joyful at every step. That's why we provide personalized concierge service to respond to your needs. Simply call, text or email your licensed expert, and they'll have honest and transparent advice at the ready. Safe & Secure We care about protecting your sensitive financial information. We offer top level security, and protect your data like it's our own. Competitive Rates With some of the lowest rates in the industry, private client pricing, zero lender fees, and protected earnest money, HomeLight's mortgages are hard to beat. At HomeLight, we prize transparency. We don't add fees or change rates on you at the last minute. Already looking for a home? Get HomeLight Approved so you can shop with the confidence of an all-cash buyer. Visit us at https://www.homelight.com/home-loans