Raymond Garcia
Loan Officer | NMLS #2559091
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ...... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 10 PM
Fri
8 AM to 10 PM(Open now)
Sat
8 AM to 10 PM
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Reviews from Web
Raymond helped us a lot with all the paper work and even though we had a hard time with the process, he made thing a lot easier and helped us get our dreamed
Reply from Raymond Garcia
September 23rd, 2025 02:53 PM
I'm glad to hear that I could make the paperwork process smoother for you, Edwin. Navigating through all the details can indeed be challenging, and I'm pleased that I could assist in achieving your goals. If you have any more questions or need...
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Raymond has helped me with multiple loans, and each time we’ve faced challenges, he’s made the process smoother. He takes the time to explain everything clearly and works with me to find solutions. His professionalism and problem-solving skills...
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About
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Non-QM
Specialities
Investments
Fix & Flips
Building Real Estate Portfolios
Non-QM Loans
USDA Loans
VA Loans
Refinancing
Reverse Mortgage
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102
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Addresses and Serving Areas
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #2559091
Awards
LIBOR Rising Star ...
Hobbies
- Chess
- Sports
- Reading
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Disclaimer
Uniondale, NY
Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. Licensed Mortgage Lender by AK Division of Banking and Securities AK65328, AK65328-1; AL Mortgage Broker/Lender License #23581; AZ Mortgage Banker License 1045708; CA DFPI Financing Law License 60DBO-181882; CO Dept. of Regulatory Agencies Division of Banking; CT Department of Banking MCL-65328; DE Office of the State Bank Commissioner 040096; DC Department of Insurance, Securities, & Banking MLB65328; FL Office of Financial Regulation MLD1245; GA Department of Banking & Finance 65328; IL Department of Financial & Professional Regulation MB.6761824; IN Indiana Department of Financial Institutions 70581; KS State Bank Commissioner of Kansas MC.0026625; KY Department of Financial Institutions MC838985; LA Office of Financial Institutions 65328; MD Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; NM New Mexico Regulation & Licensing Dept.; NC Commissioner of Banks L-211081; OH Department of Commerce Residential Mortgage Lending Act RM.805200.000; OR Oregon Department of Consumer and Business Services 65328; PA Department of Banking & Securities 45275; SC State Board of Financial Institutions MLS-65328; TN Department of Financial Institutions Mortgage License 65328; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742; VT Department of Financial Regulation LL-65328; WA State Department of Financial Institutions CL-65328. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.