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  • NMLS# 1973532
Business Hours
Monday
8:00 AM to 5:00 PM
Tuesday
8:00 AM to 5:00 PM
Wednesday
8:00 AM to 5:00 PM
Thursday
8:00 AM to 5:00 PM
Friday
8:00 AM to 5:00 PM
Saturday
closed
Sunday
closed

Time Zone

Eastern Time
Disclaimer
Hallmark Home Mortgage, LLC, NMLS #53441 (http://www.nmlsconsumeraccess.org), is not licensed to originate in all states. Not all offices are licensed in all states. Visit https://www.hallmarkhomemortgage.com/disclosures for complete licensing information. All loans are subject to credit, underwriting, and property approval guidelines. Offered loan products may vary by state. There is no guarantee that all borrowers will qualify. This is not a commitment to lend. Terms, conditions and programs subject to change without notice. Certain limitations apply. Contact us for additional details.
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5.0
Encompass
D
Daschane M B
South Bend, IN
Posted on February 14th, 2024 02:09 AM
Ramiah is Awesome! GIVE HER A RAISE! She closed on my home in 7 days. We were getting the run around with another lender. I was recommended to Ramiah by Zena Marie who was Great as well! Ramiah has a very trusting and honest spirit. She explained...
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5.0
Encompass
M
Megan S
South Bend, IN
Posted on December 30th, 2023 01:38 PM
Ramiah and her team made everything so clear and easy for us. We’re so grateful for her guidance and support through buying our first home.
Reply from Ramiah Williams
December 30th, 2023 03:21 PM
I'm sincerely grateful for your kind words, Megan. It was indeed a pleasure to guide and support you through your first home buying process. Knowing that the process was made clear and easy for you makes me feel fulfilled in my work. Please...
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5.0
Encompass
J
Jonathan N B S
South Bend, IN
Posted on November 30th, 2023 03:41 PM
Ramiah was very helpful in guiding us through the mortgage process. She always had a solution whenever we hit a snag in the process and communicated well, even when things were going slowly due to some difficulties the seller was facing. She's...
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Reply from Ramiah Williams
December 8th, 2023 07:26 PM
Thank you so much for your kind words, Jonathan. I'm thrilled to hear that you found our interactions helpful and enjoyable. It was my pleasure to guide you through the mortgage process and find solutions when challenges arose. The entire process,...
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5.0
Encompass
A
Andrew B
Mishawaka, IN
Posted on November 17th, 2023 04:45 PM
Ramiah was handed many challenges, she expertly guided us through each challenge. She was very responsive which instilled confidence. Buying a home was a joy and I am glad that I have Ramiah in my corner.
Reply from Ramiah Williams
November 21st, 2023 03:36 PM
I'm truly overwhelmed by your kind words, Andrew. I'm delighted to know that I could make your home buying process a joyful experience despite the challenges we encountered. My mission at Hallmark Home Mortgage is to instill confidence in my...
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5.0
Encompass
L
Liza C
South Bend, IN
Posted on October 25th, 2023 02:46 PM
As a first time homebuyer Ramiah made the process very easy. She was very patient and answered every question without hesitation.
Reply from Ramiah Williams
October 26th, 2023 02:45 AM
I'm incredibly grateful for your kind review, Liza. As a first-time homebuyer, the process can seem daunting, and I'm glad I could assist in making it easier for you. I pride myself on being patient and providing clear answers to all questions....
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5.0
Encompass
T
Taylor T
Trail Creek, IN
Posted on October 19th, 2023 02:25 PM
I was introduced to Ramiah Williams through my realtor for a renovation mortgage. When that fell through Ramiah advised different options and also options for being a first time homebuyer. She worked my loan for me to save money, approximately...
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Reply from Ramiah Williams
October 19th, 2023 03:06 PM
Thank you so much for your generous review, Taylor. I'm thrilled to hear that you had a positive experience with your mortgage process. It was certainly a pleasure assisting you explore all your options, especially those for first time homebuyers....
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5.0
Encompass
Y
Yvetta C W
Mishawaka, IN
Posted on August 26th, 2023 12:15 PM
The Communication the phone calls text messages emails.. Always making sure I understood everything… Could not have asked for a better person.. She is a OUTSTANDING..????
Reply from Ramiah Williams
October 19th, 2023 03:07 PM
Thank you so much for your kind words, Yvetta. I'm thrilled to hear that you found the communication process, including phone calls, text messages and emails, to be clear and understandable. It's my goal to make sure every client understands...
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5.0
Encompass
J
Jerome D B
South Bend, IN
Posted on August 4th, 2023 12:45 PM
Ramiah is truly one of a kind in a matter of 4 months she help shape, support and provide financial education during our home buying process to purchasing a new build. This by far has been one of the greatest and smoothest experiences. Thank...
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Reply from Ramiah Williams
August 17th, 2023 10:31 AM
Jerome and Teaka, thank you so much for the opportunity to serve your family! It was a great pleasure to be on the journey with you all! Hope you are loving the new home and I know your family will create some great memories!
0.66
Encompass
D
Dorothy J H
Mishawaka, IN
Posted on July 22nd, 2023 01:21 PM
There was a serious lack of communication. At times she wouldn’t respond to my texts, even if about important matters like whether or not our cash to close increase. She also provided misinformation (like my partner qualifying to be put on...
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5.0
Encompass
T
Tamaka M
South Bend, IN
Posted on June 23rd, 2023 11:23 AM
Even before I was able to start the process. The level of knowledge she gave me will stick with me for a lifetime. All the steps and obstacles it took. She was there explaining to me why these things needed to take place. I wouldn't trade this...
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Reply from Ramiah Williams
October 19th, 2023 03:08 PM
Thank you so much for your kind words, Tamaka. I'm delighted to hear that you had such a positive experience working with me at Hallmark Home Mortgage. Your satisfaction is my top priority, and it's wonderful to know that you found the information...
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