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Ramez Fahmy at First Heritage Mortgage - Branch Manager | NMLS ID #476394 in Rockville, MD
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Ramez Fahmy at First Heritage Mortgage

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Branch Manager | NMLS ID #476394

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I have helped Washington DC Area home owners finance their dreams since 1994. Along the way, I have met many great people and done repeated business for them, their family members and co-workers. My team of professionals will guide along t... Show More
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Business Hours
Mon
8 AM to 5 PM
Tues
8 AM to 5 PM(Open now)
Wed
8 AM to 5 PM
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Reviews from Web
  • TotalExpert
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    Kathryn-Jane S
    Posted on September 18th, 2026 01:42 AM
    We had another wonderful experience working with Ramez, Michael, and Julia on our recent home loan! They are always responsive, professional, friendly, and genuinely committed to making the process as easy as possible.What we appreciate most...
    read more
    Reply from Ramez Fahmy
    September 18th, 2026 01:22 PM
    Kathryn-Jane, we truly appreciate your generous feedback. It's gratifying to hear that Ramez, Michael, and Julie at First Heritage Mortgage provided such a seamless and trustworthy experience for your recent home loan. We're grateful for your...
    read more
  • TotalExpert
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    Robbert Z
    Posted on September 11th, 2026 02:41 AM
    I wanted to start early and got no response or a continued delay. I closed with FHM on >5 properties and this was the worst experience with you ever. Ramez does not seem to take this seriously and certainly was responsible for many mistaes...
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  • TotalExpert
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    Ellen W
    Posted on September 4th, 2026 01:29 PM
    Ramez Fahmy is a true professional in all senses of the word. He is smart and knowledgable, respectful and kind, timely with communication, and able to meet deadlines for speedy closings. He is an absolute pleasure to work with.
    Reply from Ramez Fahmy at First Heritage Mortg...
    September 4th, 2026 03:05 PM
    Ellen, I appreciate your kind words and am glad to know that you found working with me to be such a positive experience. It's great to hear that my communication and ability to meet deadlines contributed to a smooth process for you. Thank you...
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  • TotalExpert
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    Kaylee G
    Posted on September 1st, 2026 01:23 PM
    Everything went super smooth and very helpful
    Reply from Ramez Fahmy at First Heritage Mortg...
    September 1st, 2026 02:14 PM
    Kaylee, I appreciate your feedback. I'm glad to hear that everything went smoothly and that I could be of help. Please reach out if you have any questions. Please be sure to share our info if you know anyone else in need of my services.
  • TotalExpert
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    Matthew M
    Posted on August 31st, 2026 11:50 PM
    Ramez and Michael worked with us through the entire process and dealt with all our inexperience. made the entire process simple and easy. And a great rate
    Reply from Ramez Fahmy at First Heritage Mortg...
    September 1st, 2026 12:17 AM
    Matthew, I appreciate your feedback. It's great to know that Michael and I could assist you throughout the process and make it straightforward for you. I'm pleased we could secure a great rate for you as well.
  • TotalExpert
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    India I
    Posted on August 25th, 2026 02:42 PM
    AnswerEd all questions . timely responsea
    Reply from Ramez Fahmy at First Heritage Mortg...
    August 25th, 2026 03:10 PM
    India, I appreciate you highlighting the timely responses and thorough answers to your questions. I'm glad I could assist you effectively throughout the process.
  • TotalExpert
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    Nancy B
    Posted on August 24th, 2026 09:12 PM
    Ramez and Michael are amazing to work with! They spoke with the clients several times during the trasnaction which the buyers appreciated actually being able to speak to a person on the phone! They even helped expdite the loan process to get...
    read more
    Reply from Ramez Fahmy at First Heritage Mortg...
    August 25th, 2026 03:10 PM
    Nancy, I'm pleased to hear that you found working with Michael and me to be a positive experience. It's great to know that having direct communication made a difference for the clients and that we could expedite the process for an early closing....
    read more
  • TotalExpert
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    Jessica M
    Posted on August 19th, 2026 02:02 PM
    We loved working with Ramez and Michael. They were always avaible for assistance and answered all my questions. Their team was thoughtful and seemed to really have our best interest at heart! Would use them again AND send their info to all...
    read more
    Reply from Ramez Fahmy at First Heritage Mortg...
    August 25th, 2026 03:11 PM
    Jessica, I'm glad to hear that you enjoyed working with Michael and me. It's great to know that our team was helpful and attentive to your needs. We appreciate your trust and look forward to assisting you or your friends in the future. We really...
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  • TotalExpert
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    Victoria H
    Posted on August 14th, 2026 04:36 PM
    always get things done on time with little to no issues. Thank you!
    Reply from Ramez Fahmy at First Heritage Mortg...
    August 15th, 2026 01:37 PM
    Victoria, thank you for your kind words. I'm glad to hear that everything went smoothly and on schedule for you. If you need any further assistance, feel free to reach out.
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    Amy D
    Posted on August 14th, 2026 01:24 PM
    Ramez and the team at First Heritage Mortgage are phenomenal. They are knowledgeable and kind throughout the process of trying to purchase a home. I highly recommend this team!
    Reply from Owner
    August 16th, 2026 12:28 AM
    Amy, I'm grateful for your kind words. It's great to hear that you found my team at First Heritage Mortgage knowledgeable and supportive during your home-buying journey. Thank you for recommending us!
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    About
    I have helped Washington DC Area home owners finance their dreams since 1994. Along the way, I have met many great people and done repeated business for them, their family members and co-workers. My team of professionals will guide along the path of the home purchase or refinance process with care and ease, even in times of over regulation and documentation. We try to ask you for everything at one time so your mortgage does not become your full time job.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Purchase
    Mortgage Refinance
    Mortgage Consultation
    Cash Out Refinance
    Mortgage
    Home Loans
    Refinancing
    Cash Out Refinancing
    View All
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    Positions
    • Caliber Home Loans - Branch Manager
      Jan 1st, 2012 - Jun 30th, 2024
    • First Heritage Mortgage - Branch Manager
      Jul 1st, 2024 - Current
    Memberships
    • MBAMW Board of Governors
    • NMLS
    • Maryland Mortgage Bankers and Brokers Association
    • View All
    Addresses and Serving Areas

    Year Started

    1996

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID #476394
    Achievements
    • circle of excellence and ceo circle since 2000
    Hobbies
    • golf
    • maryland terps
    • skiing
    • View All
    Disclaimer
    Equal Housing Opportunity

    First Heritage Mortgage, LLC, Company NMLS ID #86548

    Licenses

    Privacy Policy

    NMLS Consumer Access