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Ramez Fahmy at First Heritage Mortgage
Branch Manager | NMLS ID #476394

I have helped Washington DC Area home owners finance their dreams since 1994. Along the way, I have met many great people and done repeated business for them, their family members and co-workers.
My team of professionals will guide along t... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
AnswerEd all questions . timely responsea
Reply from Ramez Fahmy at First Heritage Mortg...
August 25th, 2026 03:10 PM
India, I appreciate you highlighting the timely responses and thorough answers to your questions. I'm glad I could assist you effectively throughout the process.
Ramez and Michael are amazing to work with! They spoke with the clients several times during the trasnaction which the buyers appreciated actually being able to speak to a person on the phone! They even helped expdite the loan process to get...
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Reply from Ramez Fahmy at First Heritage Mortg...
August 25th, 2026 03:10 PM
Nancy, I'm pleased to hear that you found working with Michael and me to be a positive experience. It's great to know that having direct communication made a difference for the clients and that we could expedite the process for an early closing....
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We loved working with Ramez and Michael. They were always avaible for assistance and answered all my questions. Their team was thoughtful and seemed to really have our best interest at heart! Would use them again AND send their info to all...
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Reply from Ramez Fahmy at First Heritage Mortg...
August 25th, 2026 03:11 PM
Jessica, I'm glad to hear that you enjoyed working with Michael and me. It's great to know that our team was helpful and attentive to your needs. We appreciate your trust and look forward to assisting you or your friends in the future. We really...
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always get things done on time with little to no issues. Thank you!
Reply from Ramez Fahmy at First Heritage Mortg...
August 15th, 2026 01:37 PM
Victoria, thank you for your kind words. I'm glad to hear that everything went smoothly and on schedule for you. If you need any further assistance, feel free to reach out.
Ramez and the team at First Heritage Mortgage are phenomenal. They are knowledgeable and kind throughout the process of trying to purchase a home. I highly recommend this team!
Reply from Owner
August 16th, 2026 12:28 AM
Amy, I'm grateful for your kind words. It's great to hear that you found my team at First Heritage Mortgage knowledgeable and supportive during your home-buying journey. Thank you for recommending us!
Ramez and his team are amazing. They helped me keep track of the process and they make what is often a challenging piece of the home buying process very easy and managable with their knowledge and kindness.
Reply from Ramez Fahmy at First Heritage Mortg...
August 15th, 2026 01:37 PM
Amy, I appreciate your kind words about my team and me. It's great to know that we could make the home buying process easier and more manageable for you with our support. If you need anything else, feel free to reach out.
Stress free... ease of App, responsiveness, friendliness, not stuffy
Reply from Ramez Fahmy at First Heritage Mortg...
July 24th, 2026 01:48 PM
Neolia, I'm glad to hear that you found the experience stress-free and appreciated the ease of the application process. Your feedback on my responsiveness and friendliness means a lot to me. If there's anything more I can do for you, please...
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From initial contact to settlement, I know my clients will be supported, educated, and ready to be new homeowners. Personally, I appreciate the opportunity to learn more about various programs and the overall process - especially when unique...
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Reply from Ramez Fahmy at First Heritage Mortg...
July 24th, 2026 01:49 PM
Heather, I appreciate your thoughtful feedback. It's great to hear that the process was educational and supportive for you and your clients. I'm always here to help with unique situations and ensure a positive experience for everyone involved....
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Ramez was reachable and available allthrough the process...
Reply from Ramez Fahmy at First Heritage Mortg...
July 7th, 2026 08:53 PM
Imo, I appreciate your feedback. I'm glad to hear that my availability throughout the process was helpful for you. If you have any further questions or need assistance, feel free to reach out. I would love to work with you again.
Literally saves my life every week
Reply from Ramez Fahmy
July 6th, 2026 08:27 PM
I enjoyed working with you. Thanks for the great feedback.
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About
I have helped Washington DC Area home owners finance their dreams since 1994. Along the way, I have met many great people and done repeated business for them, their family members and co-workers.
My team of professionals will guide along the path of the home purchase or refinance process with care and ease, even in times of over regulation and documentation. We try to ask you for everything at one time so your mortgage does not become your full time job.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Purchase
Mortgage Refinance
Mortgage Consultation
Cash Out Refinance
Mortgage
Home Loans
Refinancing
Cash Out Refinancing
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Positions
- Caliber Home Loans - Branch ManagerJan 1st, 2012 - Jun 30th, 2024
- First Heritage Mortgage - Branch ManagerJul 1st, 2024 - Current
Memberships
- MBAMW Board of Governors
- NMLS
- Maryland Mortgage Bankers and Brokers Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1996
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #476394
Awards
Achievements
- circle of excellence and ceo circle since 2000
Hobbies
- golf
- maryland terps
- skiing
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