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Phillip Hobbs | Loan Officer | Element Home Loans's Cover Image
Phillip Hobbs | Loan Officer | Element Home Loans - Loan Officer |1890901 in Covington, GA

Phillip Hobbs | Loan Officer | Element Home L...

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Loan Officer |1890901

5.0
(2)
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I take great care to cultivate a culture that is filled with happiness and teamwork. Our organization's slogan, "Where the Primary focus is you", applies to our customers as well as our Branch Partners, because when you succeed, we succeed....... Show More
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Overall Ratings
5.0
(2)
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  • 5.0
    Encompass
    J
    Jeanette N L
    Lakemont, GA
    Posted on June 24th, 2026 01:55 PM
    Complicated because of all the information I had never needed because I had never had a loan which is unusual.
  • 5.0
    Encompass
    B
    Barbara S
    Monticello, GA
    Posted on April 10th, 2026 10:34 PM
    Phillip was wonderful to work with! He was so exact about everything to know about a reverse mortgage and worked very very hard for me as I wasn't knowledgeable about this type of mortgage! He just went way out of his way to help me understand...
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  • 2 of 2
    About
    I take great care to cultivate a culture that is filled with happiness and teamwork. Our organization's slogan, "Where the Primary focus is you", applies to our customers as well as our Branch Partners, because when you succeed, we succeed. As an Element Home Loans team member I always strive to be pleasant, hardworking, and willing to go beyond my job duties to help you and your customers throughout their transaction. NMLS#1890901
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    127
    /850
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    Year Started

    1998

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS 1890901, GA MLO 69112
    Disclaimer
    Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.