
Phillip Hobbs | Loan Officer | Element Home L...
Loan Officer |1890901

I take great care to cultivate a culture that is filled with happiness and teamwork. Our organization's slogan, "Where the Primary focus is you", applies to our customers as well as our Branch Partners, because when you succeed, we succeed....... Show More
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Complicated because of all the information I had never needed because I had never had a loan which is unusual.
Phillip was wonderful to work with! He was so exact about everything to know about a reverse mortgage and worked very very hard for me as I wasn't knowledgeable about this type of mortgage! He just went way out of his way to help me understand...
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About
I take great care to cultivate a culture that is filled with happiness and teamwork. Our organization's slogan, "Where the Primary focus is you", applies to our customers as well as our Branch Partners, because when you succeed, we succeed. As an Element Home Loans team member I always strive to be pleasant, hardworking, and willing to go beyond my job duties to help you and your customers throughout their transaction.
NMLS#1890901
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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127
/850
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Year Started
1998
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 1890901, GA MLO 69112
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.