Had to refinance our home and Phil made the whole process super easy and smooth. Phil answers any questions right away and getting the documents in and everything processed was super quick and easy. The person was able to come to our home on...

I’ve worked with Phil at HR Funding for three different closings now, and every time he’s been amazing to work with. He makes the whole mortgage process super smooth and easy to understand. Phil is always quick to respond, takes the time to...

Financing investment properties is a completely different ballgame. I’ve closed these types of loans before, and this was by far the fastest, easiest, and most efficient transaction I’ve ever had. A 30-year fixed-rate cash-out refinance—lower...

The communication and immediate response from Phil to any of our questions were phenomenal. My wife and I thank and appreciate the professionalism and quickness Phil was to get us to close on our new home. I strongly recommend Phil for anyone...

Phil’s professionalism and dedication are second to none. Hands down the best experience I could’ve asked for. Highly recommended if you’re looking for a broker to ease the emotions of purchasing a home.

Phil was wonderful to work with! He went above and beyond to help get everything we needed in order to close after many unexpected issues. He was always available to answer questions and help in any way possible. I would highly recommend Phil...

We were working with another lender for 2 years trying to find our first home. When we did finally get an offer accepted, the mortgage we had worked up from our original lender was downright criminal! At the witching hour, we were recommended...

I had the pleasure of working with Phil as my mortgage lender, and I couldn't be happier with the experience. Phil was incredibly nice and always available to talk whenever I had questions or concerns. His dedication and accessibility made...

My wife and I worked with Phil for almost two years in search of our home. Throughout the many offers, Phil remained patient and positive with us and assured us we would eventually find a home. When we finally did, Phil made the process seamless...

Philip is the best!!! He goes on a vacation and he still answers the cellphone show me a guy that will do that!!!! He really made it easy and walk you step by step. Highly recommend!!!!!