Thank you for taking the time to visit, and the opportunity to provide my service. My name is Peter Cha, and I joined the Mortgage One Group team on Oct 2019, after being in the industry for since 2003, as a Sr. Loan Processor in Beverly Hills, California, decided to become a Loan Originator to utilize my extensive experience and knowledge in dealing with first-time home buyers, conventional financing, jumbo financing, FHA and VA loans, and the ability to structure challenging loans more precisely. Integrity is choosing courage over comfort or choosing what is right over what is fast or easy, and/or choosing to practice my values rather than simply professing them. I believe a mortgage is about building relationships and helping clients; whether it be for a refinance or a home purchase, my job is to achieve their financial goals, not just providing a low interest rate. As a mortgage advisor and full time lending officer, I try to take that extra step in providing a customized loan that is tailored individually, for each transaction and provide the great service as well as providing very competitive interest rate. Here are just a few tips to remember before purchasing a home * Know your credit score - Shop around with at least 3 lenders * Having a budget and sticking to it - This is especially important for any first-time homebuyer * Do not finance anything prior-to or during the transaction - Never do this * Getting pre-approved - Make sure your lender reviews your documents before providing a pre-approval letter Peter Cha Loan Officer nmls# 1718831 213-210-5184