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Addresses
Licenses
  • NMLS # 207224
Business Hours
Monday
9:00 AM to 5:00 PM
Tuesday
9:00 AM to 5:00 PM
Wednesday
9:00 AM to 5:00 PM
Thursday
9:00 AM to 5:00 PM
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed

Time Zone

Pacific Time
Disclaimer
Evolve Bank & Trust Home Loan Centers (HLCs) are not full service branch locations of Evolve Bank & Trust. These HLCs do not engage in general banking transactions, such as deposits or payments, and only provide Residential Mortgage Loans. Equal Housing Lender. All loans subject to credit approval. Corporate NMLS# 509256
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5.0
Encompass
E
Erin M B
LOCUST GROVE, GA
Posted on January 2nd, 2024 01:49 PM
Penny is very thorough and great at what she does!
5.0
SFTP
D
Donna J
Mcdonough, GA
Posted on July 9th, 2023 02:14 PM
Penny was awesome during this entire process. Truly a difference maker. Thanks Penny.
5.0
SFTP
J
Jennifer D
MCDONOUGH, GA
Posted on May 20th, 2023 03:15 PM
Penny made a very stressful experience a much more pleasant one. I trust her completely and 100% will use her any time I need to buy a home.
5.0
Encompass
J
Jeremy A F
Molena, GA
Posted on October 11th, 2022 02:31 PM
It did not matter what time it was it could be midnight if I had a question or anything I was unsure of I could text penny and she would call me right away to make me better understand in every situation I had trouble with
5.0
Encompass
D
Darryll E M
Louisville, GA
Posted on August 21st, 2022 11:48 PM
Penny just kept us informed of everything along the way no surprises. Smooth closing! Always extremely helpful!
5.0
Encompass
K
Kenneth B E
Williamson, GA
Posted on August 19th, 2022 03:00 PM
Penny Tracy is what made it great.
5.0
Encompass
B
Bethany N B
Jackson, GA
Posted on July 30th, 2022 04:01 PM
Penny was amazing and made our house buying experience easy as possible
5.0
Encompass
K
Khadijah Z N
Brandon, FL
Posted on June 12th, 2022 04:40 PM
Penny is the greatest! There isn't anyone else that I will never use. She really cares and follows up. Thanks
5.0
Encompass
D
Dynisha S B
Wesley Chapel, FL
Posted on May 12th, 2022 12:16 AM
This experience was great and worth every Penny, pun intended. Penny Tracy was amazing she guided us throughout the entire process. She was patient and understanding, she coached, mentored and help our family achieve another dream.
5.0
Encompass
J
Jivonne G
Griffin, GA
Posted on April 13th, 2022 05:22 PM
Both of my loan managers, Janata Brown and Penny Tracy, were extremely helpful and professional. More than anything else, they maintained excellent communication with me, keeping me informed throughout the entire loan process.

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