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  • NMLS # 454628
Business Hours
Monday
9:00 AM to 5:00 PM
Tuesday
9:00 AM to 5:00 PM
Wednesday
9:00 AM to 5:00 PM
Thursday
9:00 AM to 5:00 PM
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed

Time Zone

Eastern Time
Disclaimer
We take our clients’ financial privacy very seriously. During the course of processing your application, we accumulate non-public personal financial information from you and from other sources about your income, your assets, and your credit history in order to allow a lender to make an informed decision about granting you credit. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. We collect nonpublic information about you from the following sources: (i) information we receive from you on applications or other forms; (ii) information about your transactions with us, our affiliates, or others; and (iii) information we receive from a consumer reporting agency. We do not disclose any nonpublic information about our customers or former customers to any third party, except as permitted by law.
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5.0
Encompass
B
Brittany S
Saint Ann, MO
Posted on February 13th, 2024 08:25 PM
Very responsive
5.0
Encompass
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Rebecca A F
Saint Louis, MO
Posted on December 21st, 2023 03:20 PM
It was great because it was clear to me that Penny and the knowledge and experience to make this entire process painless. If I had questions or didn't understand something she was explained things in a way that even I could understand, as I...
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5.0
Encompass
K
Kevin L C
Crystal City, MO
Posted on November 22nd, 2023 01:35 PM
Penny and the team were amazing and so quick! Any questions we had were answered instantly and made the whole process so easy! Thank you!
5.0
Encompass
S
Sherry A P
Bridgeton, MO
Posted on November 16th, 2023 12:02 PM
Penny used personal care and understanding. She worked to find the best possible loan for me. She offered a family members of mine an opportunity to ask questions in which my sister contacted her for help in finding condo insurance for me.So...
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Reply from Penny Angers
November 16th, 2023 03:45 PM
Thank you, Sherry. It was a pleasure to work with you as well. Many blessing in your new Condo!
5.0
Encompass
K
Karen K B
Saint Peters, MO
Posted on June 9th, 2023 07:37 PM
Penny is very knowledgeable and friendly. Always ready to explain anything we asked about. She is a great representative for your company!
5.0
Encompass
T
Tyler J M
De Soto, MO
Posted on March 1st, 2023 06:02 PM
Penny is someone we can trust and know that she is working for us to get us the best options possible. Cant recommend her enough.
5.0
Encompass
S
Shelby M
Florissant, MO
Posted on September 8th, 2022 11:30 AM
Although it was a stressful (but exciting) life change, Penny still made it smooth for us.
5.0
Encompass
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Lizabeth P
Saint Louis, MO
Posted on August 29th, 2022 12:34 PM
Fast response time and making sure you understand the process.
5.0
Encompass
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Seth A M
House Springs, MO
Posted on August 25th, 2022 12:32 PM
Communication
5.0
Encompass
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Samantha K A
House Springs, MO
Posted on August 22nd, 2022 05:27 PM
Penny always made sure that any question we had she was there with a response! I never felt lost this entire process and I couldn’t have made a better choice in my lender. Thank you Penny!

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