As a professional in the mortgage lending industry for over 18 years, I've built my reputation on providing outstanding service to my clients. That means you can count on me to always look out for your interests and to keep you informed throughout the lending process. My personal mission is to educate you in loan products, credit, wealth building and household budgeting so you are able to make informed financial decisions. It's my goal to help you cut through the clutter and noise in the mortgage marketplace, so we can quickly and efficiently find a loan that meets your objectives and fits your lifestyle. We are currently working with CDCR, CHP, UC, and any CalPERS and CalSTRS employees offering tremendous discounts on loan fees and always offer the best rates! Contact me directly for more details! ***FIRST TIME HOME BUYER AND DOWN PAYMENT ASSISTANCE SPECIALIST*** If you're a First Time Home Buyer or just need Down Payment Assistance, you've come to the right team! We specialize in several Down Payment Assistance programs and have helped many families buy a home for very little or zero out of pocket! We are currently a preferred lender with CalHFA down payment assistance in the state of California. Inquire today to start your journey to home ownership! You can visit my website at www.UnifiedHomeLoans.com Visit www.UnifiedHomeLoans.com _________________________________________________________________________________________