

Patrick Roman
Division Manager

With nearly two decades of hands-on expertise across every facet of the mortgage industry, I offer unmatched insight and results-driven guidance for homebuyers, homeowners, and real estate partners alike. Armed with a B.S. in Business Admin... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
I had a great experience working with Patrick Roman. He was very helpful, professional, and easy to work with throughout the whole process. He made everything simple and took the time to answer all my questions and make sure I understood everything....
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Reply from Owner
September 1st, 2026 12:34 PM
Thank you, Sam for your feedback. Great working with you and your family. Congratulations, again.
Great experience working with Patrick. He was responsive, knowledgeable, and made the mortgage process smooth from start to finish. Highly recommend!
Reply from Owner
June 28th, 2026 06:59 PM
Thanks for the feedback Brian.
Patrick understands that buying a home can be stressful and is there to help every step of the way. Very communicative and friendly. I highly recommend Patrick to help if you are looking to buy a new home!
Reply from Owner
June 25th, 2026 05:26 PM
Thank for the feedback, Nick! Always great working with you.
The Roman Team provided me and my family with an industry leading client experience. This is our second time working with their team, and they truly made a complicated process feel easy. We will continue referring you to our family and friends....
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Reply from Owner
June 16th, 2026 08:30 PM
Thank you for the feedback, Heather. Great working with you again!
Patrick and his team are absolutely top notch. They always have the client's best interest at heart, have diverse products to help a variety of needs, are always courteous and close on time. My clients love working with them and I appreciate...
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Reply from Owner
June 1st, 2026 10:14 AM
Thanks, Nina. Always great working with you and your clients!
Working with Patrick was an excellent experience from start to finish. As a first-time home buyer I had a lot of questions throughout the process and he was always patient, knowledgeable, and quick to respond. He consistently checked in, kept...
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Reply from Owner
May 16th, 2026 09:13 PM
Congrats, AJ and appreciate the feedback!
I have worked with Patrick on three loans, the most recent one in March 2026. He is my man when it comes to mortgages. At times, it may seem tough to get hold of him, but no worries, he gets you (me) the best rate, terms, and most importantly...
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Reply from Owner
May 6th, 2026 03:00 PM
Thanks for the feedback!
Patrick Roman has received a review with 5 star rating from Tim P
Reply from Owner
April 24th, 2026 11:22 AM
Thank you, Tim, for the perfect rating. I appreciate it and am here if you ever need assistance in the future.
Patrick was able to get us a home loan, when we didn’t think it would be possible. The only complaint I have is the lack of communication. I wasn’t told about a couple things and when I asked I didn’t get a response.
Reply from Owner
April 24th, 2026 11:22 AM
Rochele, I'm grateful that I could assist you in securing a home loan when it seemed challenging. I apologize for any communication issues you experienced and want to make sure your concerns are addressed.
Patrick Roman was fantastic to work with throughout our home-buying process. He answered all of our questions and explained things in detail, in a way that was easy to understand. He was also incredibly responsive and communicated with us directly...
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Reply from Owner
April 18th, 2026 10:31 AM
Thank you so much for your kind words, John. I'm pleased to hear that my efforts to provide detailed explanations and direct communication made your home-buying process smooth and understandable. It's great to know that my preparation and attention...
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About
With nearly two decades of hands-on expertise across every facet of the mortgage industry, I offer unmatched insight and results-driven guidance for homebuyers, homeowners, and real estate partners alike. Armed with a B.S. in Business Administration and Marketing and a minor in Professional Golf Management from Methodist University, I don’t just keep up with market trends—I anticipate them.
My concierge-driven approach ensures every client, agent, and referral partner receives gold-standard service tailored to their specific needs. Whether you’re purchasing your first home, renovating, or seeking the smartest refinancing solution, my purpose is simple: to uncover and secure the ideal mortgage product that aligns perfectly with your goals—making your journey smooth, strategic, and successful. Let’s turn your vision into a winning reality.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Home Equity Loan
Mortgage Refinance
Home Purchasing Assistance
Mortgage Loan Shopping Assistance
Mortgage Rate Shopping Assistance
Specialities
Conventional Financing (Fannie Mae & Freddie Mac)
Government Financing (FHA, VA, USDA)
Renovation Loans
One-Time Close Construction Loans
HELOC & Stand Alone Fixed 2nd Mortgages
4-8 unit financing
NON-QM (bank statement, profit & loss only, 1099 only)
Commercial
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Positions
- E Mortgage Capital Inc. - Division LeaderApr 1st, 2020 - Current
Memberships
- Federal NMLS #204441
- CA DRE 01914478
- EMC NMLS# 1416824
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- 204441
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Awards
Achievements
- Top 1% Loan Originator Nationally 2021
- Top 1% Loan Originator Nationally 2022
- Top 1% Loan Originator Nationally 2023
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Hobbies
- Golf
- Tennis
- Peloton
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Disclaimer
For State Requirements go to (https://www.emortgagecapital.com/licensing
https://www.nmlsconsumeraccess.org
Equal Housing Opportunity