Patrick Bayley
Senior Mortgage Loan Originator
Mutual of Omaha Mortgage, a Mutual of Omaha Insurance family company, is a leading residential mortgage provider that’s committed to helping their clients protect what they care about and achieve their financial goals. Mutual of Omaha Mortg...... Show More
Location & Business Hours
Business Hours
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8 AM to 6 PM
Fri
8 AM to 6 PM
Sat
closed
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Reviews from Web
Patrick was very informative and showed great care in giving us all the information we needed before making our decision. We were were confident in our decision making partly because he was ready to explain all the concepts to us. Thank you
Reply from Patrick Bayley
April 23rd, 2026 06:42 PM
Thank you, Nicole, for your kind words. I'm pleased to hear that the information I provided helped you feel confident in your decision-making. It's important to me to ensure that you have all the necessary details before making such significant...
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Patrick is very knowledgeable and communicates extensively. He is always available at any time and gives real life examples for your understanding. He is efficient in his preparation of documents and advises on items or information that will...
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Reply from Patrick Bayley
March 2nd, 2026 05:39 PM
Thank you, Neisha, for taking the time to share such detailed feedback. It's rewarding to know that my approach helped make the mortgage process smoother for you. I strive to be thorough and accessible, so hearing that this was your experience...
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Great communication and knowledge throughout the whole process! Just the best!
Reply from Patrick Bayley
February 20th, 2026 10:20 PM
I appreciate your kind feedback, Jaclyn. Clear communication and knowledge sharing are priorities for me, so it's rewarding to know that these aspects stood out during the process. If there's anything else I can assist you with in the future,...
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Patrick was a fountain of useful information and made himself very available to field questions / address any of our concerns as needed. We didn't leave the transaction as mortgage experts but we definitely have a better tool kit for understanding...
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Reply from Patrick Bayley
February 12th, 2026 05:04 PM
I'm glad to hear that you found the information helpful and felt supported throughout the process, John. It's important to me that you leave with a better understanding, even if you're not entirely a mortgage expert. I appreciate your recommendation...
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excellent communication
Reply from Patrick Bayley
January 9th, 2026 01:58 PM
Wayne, I appreciate your kind words about the communication. It's important to me that we're always on the same page throughout the process. If there’s anything else you need or would like to discuss, feel free to reach out anytime. Thank you...
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Patrick helped me with my mortgage with until the end despite many delays happening from the seller's side. He went above and beyond when advocating for me and managed to get a closing cost incentive for me. He's also been available and prompt...
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Reply from Patrick Bayley
December 8th, 2025 05:08 PM
I'm pleased to hear that I could assist you through the challenges of the mortgage process, Jonathan. Navigating delays can be stressful, so I'm glad I could advocate on your behalf and secure a closing cost incentive. Ensuring prompt responses...
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Not all commitments related to the loan charges were honored in the end. They were altered without being clearly communicated to me.
Reply from Patrick Bayley
October 28th, 2025 02:46 AM
It seems there was some miscommunication regarding what I was able to offer and your expectations. I want to clarify my position and ensure there’s full transparency. I believe I was ablet to provide you with professional service, timely communication,...
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He as very supportive and informative with with me through the whole process. Made me feel like I was his only client he was helping.
Reply from Patrick Bayley
October 23rd, 2025 06:27 PM
It's rewarding to know that you felt supported and informed throughout the entire process, Tevin. Making sure you felt prioritized and attended to is exactly what I aim for in my work. Thank you for sharing your experience with me at Mutual...
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Patrick was incredible to work with throughout my entire home purchase. He walked me through each step of the loan process, offering input and guidance when needed. Patrick was able to locate a regional incentive that no other lender knew anything...
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Reply from Patrick Bayley
September 11th, 2025 02:24 PM
Mary,I glad that your sister connected us and that I was able to figure out the optimal program to help get you the best interest rate / program for your situation! Enjoy the new home and let me know if anything comes up in the future that...
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Patrick kept me informed of the loan progress throughout and was mostly patient with my questions regarding details of line items in the loan worksheets
Reply from Patrick Bayley
August 23rd, 2025 02:25 PM
I'm glad to hear that my updates on the loan progress were helpful, Kevin. I appreciate your patience and am pleased I could address most of your questions regarding the details. It's important to me that you felt informed throughout the process....
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About
Mutual of Omaha Mortgage, a Mutual of Omaha Insurance family company, is a leading residential mortgage provider that’s committed to helping their clients protect what they care about and achieve their financial goals. Mutual of Omaha Mortgage is licensed to operate in 48 states and offers an array of home loan products at competitive rates. The company’s commitment to delivering a 5-star experience for every customer has allowed them to become one of the fastest-growing residential mortgage providers in the country. Mutual of Omaha Mortgage has an A+ rating from the Better Business Bureau & maintains a 4.83/5 rating on SocialSurvey.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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412
/850
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Year Started
2016
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS#68956
Disclaimer
Mutual of Omaha Mortgage, Inc., NMLS ID 1025894. 3131 Camino Del Rio N 1100, San Diego, CA 92108. AL Consumer Credit License 22123; AK Broker/Lender License AK1025894. AZ Mortgage Banker License 0926603; AR Combination Mortgage Banker/Broker/Servicer License 109250; Licensed by the Department of Financial Protection & Innovation under the CA Residential Mortgage Lending Act, License 4131356; CO Mortgage Registration 1025894; CT Mortgage Lender License ML-1025894; DE Lender License 028515; DC Mortgage Dual Authority License MLB1025894; FL Mortgage Lender Servicer License MLD1827; GA Mortgage Lender License/Registration 46648; HI Mortgage Loan Originator Company License HI-1025894; ID Mortgage Broker/Lender License MBL-2081025894; IL Residential Mortgage Licensee MB.6761115; IN-DFI Mortgage Lending License 43321; IA Mortgage Banker License 2019-0119; KS Mortgage Company License MC.0025612; KY Mortgage Company License MC707287; LA Residential Mortgage Lending License 1025894; ME Supervised Lender License 1025894; MD Mortgage Lender License 21678; MA Mortgage Broker and Lender License MC1025894; MI 1st Mortgage Broker/Lender/Servicer Registrant FR0022702; MN Residential Mortgage Originator Exemption MN-OX-1025894; MS Mortgage Lender 1025894; MO Mortgage Company License 21-2472; MT Mortgage Broker and Lender License 1025894; NE Mortgage Banker License 1025894; NV Exempt Company Registration 4830. Licensed by the NH Banking Department, Mortgage Banker License 19926-MB; Licensed by the NJ Banking and Insurance Department. NJ Residential Mortgage Lender License 1025894; NM Mortgage Loan Company License 1025894; NC Mortgage Lender License L-186305; ND Money Broker License MB103387; OH Residential Mortgage Lending Act Certificate of Registration RM.804535.000; OK Mortgage Lender License ML012498; OR Mortgage Lending License ML- 5208; PA Mortgage Lender License 72932; RI Lender License 20163229LL. RI Loan Broker License 20163230LB; SC BFI Mortgage Lender/Servicer License MLS-1025894; SD Mortgage Lender License ML.05253; TN Mortgage License 190182; TX Mortgage Banker Registration 1025894; UT Mortgage Entity License 8928021; VT Lender License 6891; VA Mortgage Broker and Lender License, NMLS ID #1025894 (www.nmlsconsumeraccess.org); WA Consumer Loan Company License CL-1025894; WV Mortgage Lender License ML-1025894; WI Mortgage Banker License 1025894BA; WY Mortgage Lender/Broker License 3488. Toll Free #: (877) 978-1922. Subject to Credit Approval. For licensing information, go to: www.nmlsconsumeraccess.org