Patty Villalobos

Mortgage Loan Originator/Mortgage Broker

Equity Smart Home Loans Inc - South Pasadena, CA

5.0

(42)

Contact Info

https://www.pattyvhomeloans.com

Location & Business Hours

Business Hours

Wed

9 AM to 7 PM

Thu

9 AM to 7 PM

Fri

9 AM to 7 PM

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5.0

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Experience.com

5.0

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5.0

(41)

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Always available when we had questions and maneuvered us through any situation with great explanations. Made refinancing painless.

We were introduced to Patty through our realtor, and it turned out to be one of the best referrals we could have received. Going into the process as first-time homebuyers, we had no idea how to shop for a loan — the idea of comparing lenders...

We had an amazing experience working with Patty as our lender! She was incredibly helpful, knowledgeable, and always available to answer our questions. Patty made the entire home buying process feel smooth and stress-free. We’re so grateful...

To everyone reading this post I hope this helps you decide to pick Patty Villalobos as your mortgage lender for your future home or homes. Patty is a true professional and works hard at finding solutions to get you that best loan out there,...

It’s always a pleasure working with Patty. She’s an awesome Mortgage Agent serving the Salinas area was a pleasure working with her on this transaction. I was the listing agent and she did an amazing job in managing the loan for her clients...

Reply from Owner

November 24th, 2025 06:23 PM

Thank you so much for your review Andres! It's always a pleasure working with you as well, It takes team work to have a smooth transaction and you always deliver :)

Highly recommended. Patty made our refi so easy. She is incredibly knowledgeable on all types of loans found us an incredible rate. I don’t think she sleeps because she seemed to be working at all hours. You can tell she truly cares about her...

Reply from Owner

November 24th, 2025 06:26 PM

Thank you so much for your review Francisco, I am happy ot hear that you had a great experience! It is my goal to make my self available to my clients to answer any questions they may have, even if I don't sleep, hehe :)

Patty was absolutely amazing to work with on our refinance! She was professional, patient, and answered all of our questions along the way. When rates dropped in the middle of the process, she worked quickly to make sure we locked in the lower...

I have worked with Patty on several occasions and all of my experiences have been great. She is very professional and kind. Her communication and customer service was top notch. I would suggest if you are looking for a lender to give her a...

(Translated by Google) Patty helped me a lot with my loan process. She always answered my calls and questions, and thanks to God and her, the whole loan process was much easier because she clarified any doubts I had. I highly recommend her;...

Reply from Owner

September 12th, 2025 07:22 PM

¡Muchas gracias, Elva, por confiar en mi y por recomendarmeí! Fue un placer poder ayudarte con el processo de tu prestamo!

Patty Villalobos has received a review with 5 star rating from Elva G

10 of 42

About

With over 20 years of experience in the mortgage industry, I'm passionate about guiding people through the intricacies of home financing. I am dedicated to delivering personalized loan solutions that align with each client's unique circumstances. Whether you're stepping into homeownership for the first time, exploring options as an experienced homeowner, investing, or seeking renovation financing, I'm here to ensure you find the perfect loan to fit your financial landscape. My suite of options spans from Down Payment Assistance programs, FHA, VA, and Conventional loans to jumbo mortgages and alternative documentation qualifying loans for self-employed individuals and real estate investors, guaranteeing a match for every need.

Products & Services

Mortgage Broker

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Home Equity Loan

Mortgage Refinance

Reverse Mortgage

Mortgage Rate Shopping Assistance

Specialities

Conventional