Point of Contact
Patrick Chacich
Social Links
Business Hours
8:00 AM to 5:00 PM
8:00 AM to 5:00 PM
8:00 AM to 5:00 PM
8:00 AM to 5:00 PM
8:00 AM to 5:00 PM

Time Zone

Pacific Time
Equal Housing Opportunity. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and/or data are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Bay Equity LLC, 770 Tamalpais Drive, Suite 207 Corte Madera, CA 94925; NMLS ID#76988 | NMLS consumer access: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988 Licensing details: www.licensing.bayeq.com
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Sandra M H
Owatonna, MN
Posted on February 4th, 2024 01:04 PM
Quick close without incident and clear and concise communication. I valued Nicks professionalism and will definitely refer him in the future
Jacob S
Owatonna, MN
Posted on February 1st, 2024 03:37 PM
He was always available when needed. The agent answered all of our questions (and we had plenty). Anything that we needed, he was always there to help and communicate with us in a timely manner.
Bob M
Pine Island, MN
Posted on October 21st, 2023 12:04 PM
Nick was straight forward, and diligently worked on our behalf to ensure we received a good and fair deal, this is a very trustworthy company and I would recommend Bay equity to anyone seeking a home loan
Tina M
Pine Island, MN
Posted on October 20th, 2023 03:42 PM
Nick was great from start to finish! Very professional amd pleasant, will definitely use Nick again for a refi or if we need another purchase or know anyone that needs lending.
Cole E
Comstock, WI
Posted on October 2nd, 2023 06:37 PM
Nick is a first class loan officer. He made the process quick and easy to understand.
Julie A A
Bloomington, MN
Posted on September 21st, 2023 12:29 PM
This was actually the second time Nick has helped me with a home loan. He does a truly excellent job of communicating all I need to know in a timely manner, and in a way that I (as a non- numbers person) can understand. He responds to all of...
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Eli H
Owatonna, MN
Posted on July 22nd, 2023 11:25 PM
As a first time home buyer, I was intimidated to start the home buying process. Nick sat down with us for over an hour explaining the process and the in and out of the Mortage process. He followed up and helped me make sure I had everything...
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Phillip T E
Waseca, MN
Posted on July 1st, 2023 12:20 PM
Nick is a great guy to work with and always willing to answer questions we had throughout the process. Would definitely recommend him to others.
Jennifer S
Corcoran, MN
Posted on April 21st, 2023 05:21 PM
Nick and team were absolutely fantastic to work with! Being a first time new construction buyer & given the state of the industry right now I was somewhat anxious going into this process but Nick made it so seamless! Everything went smoothly...
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Mark K
Lakeville, MN
Posted on March 28th, 2023 11:31 AM
Our experience was great. From start to finish the process went smooth with excellent communication. I would highly recommend Nick and Bay Equity. Mark and Karen Kartak
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