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9:00 AM to 5:00 PM
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Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2022.
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5.0
for
Sean Cramer
Encompass
N
Nicholas B
Pensacola, FL
Posted on February 20th, 2024 02:05 PM
Sean made my first home buying experience a breeze. He was always letting me know where we were in the process and what to expect. He was also able to workout some mistakes I made along the way. Sean is a real professional and knows his job...
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Reply from Sean Cramer
February 28th, 2024 04:05 PM
Thank you so much for trusting me to take care of your home loan. Looking forward to working together again in the future.  Veterans helping Veterans.   Congrats again!!!
5.0
for
Sean Cramer
Encompass
L
Lauren P P
Fort Walton Beach, FL
Posted on February 6th, 2024 01:59 AM
Sean was great to work with! He was extremely communicative, knowledgeable, and worked hard to get us a competitive rate.
Reply from Sean Cramer
February 13th, 2024 03:10 PM
Thank you so much!!! It was a pleasure working with you guys.
5.0
for
Sean Cramer
Encompass
D
Dale A W
Fort Walton Beach, FL
Posted on January 29th, 2024 06:35 PM
Working with element home loan was a breeze. The employees were outstanding out the job position they have. Broke everything down to normal terms a walked me though everything step by step a worked everything out as planned and also answered...
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Reply from Sean Cramer
February 13th, 2024 03:11 PM
Thanks for the great review. It was a pleasure working with you.
5.0
for
Sean Cramer
Encompass
C
Carl F P
Fort Walton Beach, FL
Posted on January 27th, 2024 01:33 PM
Sean was very helpful in dealing with us as we requested lots of changes and considered other mortgage lenders at first. Sean’s transparency and open communication policy in addition to his commitment to give us the best deal ultimately won...
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Reply from Sean Cramer
January 29th, 2024 03:39 PM
Thank you so much for trusting me to take care of your home loan. Looking forward to working together again in the future.
5.0
for
Fort Walton Beach
google
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Nikki W
Posted on December 21st, 2023 08:48 PM
My husband and I have used the same mortgage guy for 20 years until now. We moved to Frank Bennet thru a referral. Let me just say he was on top of every single thing! He took my calls at any moment I had a question, a concern or just when...
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5.0
for
Fort Walton Beach
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A
Andrias C L
Posted on December 15th, 2023 01:13 PM
I recently had the pleasure of working with Frank Bennett as my mortgage lender, and I am thoroughly impressed. Frank's professionalism, expertise, and dedication, coupled with his team's excellent communication, made the entire process seamless....
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5.0
for
Fort Walton Beach
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J
Joyce R
Posted on December 4th, 2023 04:00 PM
Frank has been a family friend of ours for many years. We needed him in a time of trouble as my health has deteriorated. He and his team handled or refinance in record time and saved us over $400 per month. He went above and beyond by not only...
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5.0
for
Fort Walton Beach
google
S
Sarah L
Posted on September 23rd, 2023 02:49 PM
I don’t have enough words to express how thankful I am for Frank and his team. I recently found myself in a crisis with an immediate need to purchase a safe home for me and my sweet kids. I had a short time window to close, and Frank and his...
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5.0
for
Fort Walton Beach
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C
Carla C
Posted on August 17th, 2023 05:05 PM
Frank Bennett was amazing! He was very experienced, patient, and knowledgeable! I would highly recommend Element Home Loans and Frnak!
5.0
for
Fort Walton Beach
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Teneka H
Posted on February 24th, 2023 08:46 PM
Thank you so much for helping me in buying my new home. Frank Bennett, you made the process simple and easy to understand. I don't think I could've done it without you. Your hard work is greatly appreciated.
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