
Miramar Beach, FL
Miramar Beach, FL

Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Frank was always available to answer any questions oe or concerns we had throughout the process. Thanks Frank for all you do!
The process was laid out in the beginning and it was followed through exactly as planned. I was informed on every step and action . My questions were quickly answered as they always accepted or immediately returned my calls or text .
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Element is always professional and timely with my transactions. Frank and his team take care of my clients and go that extra mile to inform and educate my people. Element fuding is my go to lender.
Frank and his team were excellent. My wife and I were first time home buyers and had a lot of questions along the way, our team was always quick to respond and patient with us. We were extremely pleased with having this as a resource throughout...
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Frank went above and beyond on completing our home loan on time so that we could be out of our rental without being penalized. We are so happy in our new home and appreciative of the help from Frank and his team to get us there!
Underwriting was very last minute in communication and request. Frank was great to work with!
I fill like everone went above and beyond to make it work
Frank and his team were amazing to work with. He was very thorough and kept me well informed throughout the entire process.
Great experience working with Frank on my home loan I will be recommending his service to any future homebuyers
Frank and his team are the best, our previous lender pulled the rug underneath us last minute. Frank and team went beyond the impossible and we got to close early on our dream house! Thank you all will recommend 100%
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About
Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.”
Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Year Started
1998
Time Zone
Pacific Standard Time (PST)
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.