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Embrace Home Loans, Inc. is an Equal Housing Lender
©2023 Embrace Home Loans, Inc. NMLS #2184
25 Enterprise CenterMiddletown, RI 02842
844-263-9650

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Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.

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M
Maurice W
Accokeek, MD
Posted on February 3rd, 2024 01:23 PM
Scott and his team at Embrace are my go-to lenders, my preferred lender team, and I will get the job done for my clients 100% of the time.
Reply from Scott Phillips
February 4th, 2024 03:32 PM
Love putting that rate buydown to work for homebuyers and sellers. Nice Work!
5.0
for
Maryland - Annapolis
google
M
Maurice W
Posted on February 3rd, 2024 10:46 AM
Working with Scott and his team has been an incredible experience from beginning to end. Their expertise and strategic approach helped me secure a great rate in this competitive market. If you're in need of assistance to purchase your dream...
read more
5.0
for
Maryland - Annapolis
google
M
Maurice W
Posted on February 3rd, 2024 10:44 AM
Working with Scott and his team has been an incredible experience from beginning to end. Their expertise and strategic approach helped me secure a great rate in this competitive market. If you're in need of assistance to purchase your dream...
read more
M
Maurice W
Accokeek, MD
Posted on February 3rd, 2024 10:44 AM
I was very impressed with his knowledge of the market and the rates. We were advised to lock our rate at the perfect time—a fantastic experience from start to finish.
Reply from Scott Phillips
February 4th, 2024 03:33 PM
Love putting that rate buydown to work to help buyers and sellers. Well done. You timed it perfectly.
J
Jean Y
Olney, MD
Posted on January 3rd, 2024 03:33 PM
I had the pleasure of working with Scott and Embrace Home Loans during the home buying process. Scott demonstrated exceptional professionalism and efficiency throughout the entire process, closing the deal a week earlier than we had originally...
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Reply from Scott Phillips
January 8th, 2024 03:35 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
5.0
for
Maryland - Annapolis
google
A
Ana G
Posted on December 29th, 2023 09:06 AM
I have had a great experience working with Scott and his team at Embrace Home Loans over the last few months. The service is wonderful, communication and team work superb, but the loan products are what makes them stand out, as buyer after...
read more
5.0
for
Maryland - Annapolis
google
A
Ana G
Posted on December 29th, 2023 09:06 AM
I have had a great experience working with Scott and his team at Embrace Home Loans over the last few months. The service is wonderful, communication and team work superb, but the loan products are what makes them stand out, as buyer after...
read more
A
Ana G
Olney, MD
Posted on December 29th, 2023 09:03 AM
Great service, great communication, great products and great team work
Reply from Scott Phillips
February 4th, 2024 03:33 PM
Love on-time and easy settlements. Always great to work with you. You are appreciated.
5.0
for
Maryland - Annapolis
google
J
Jackie45 D
Posted on December 26th, 2023 11:42 AM
Scott Philips at Embrace home loans fantastic he worked with me to get to the finish line Scott kept me informed step by step him and his team are great.
J
Jacqueline D
Baltimore, MD
Posted on December 26th, 2023 11:36 AM
Scoot Phillips was fantastic
Reply from Scott Phillips
December 29th, 2023 02:13 PM
Hey Jackie, we put you though a lot so I really appreciate your review. Thanks for hanging in there.
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