Business Hours
8:30 AM to 5:00 PM
8:30 AM to 5:00 PM
8:30 AM to 5:00 PM
8:30 AM to 5:00 PM
8:30 AM to 5:00 PM

Time Zone

Pacific Time
An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.
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Mike Lupia
Tucker D
Tallahassee, FL
Posted on February 24th, 2024 05:23 PM
To put it simply, it was how personable Mike was with us during this process
Mike Lupia
Lucile D
Tallahassee, FL
Posted on February 24th, 2024 01:19 PM
As first time homebuyers, Mike made sure that we understood every step of the process and that we were constantly in the know of what was going on. He went out of his way to make it a smooth and easy process.
Mike Lupia
Andrea B
Tallahassee, FL
Posted on February 24th, 2024 11:57 AM
Always a pleasure! 10 outta 10!
Hunter B
Crosby, TX
Posted on February 22nd, 2024 01:45 PM
I can’t just name one thing everything was great about it!
Mohammed Q I
Friendswood, TX
Posted on January 29th, 2024 02:41 PM
Toby Binkley and his team were very helpful and supportive throughout the mortgage application process. They are well informed and proactive. We are happy to have experienced our buying process with them. We appreciate all the time and help...
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Kathye W
Houston, TX
Posted on January 18th, 2024 12:50 PM
Toby is a great problem solver and communicates very well.
Christy R
Alvin, TX
Posted on January 3rd, 2024 01:56 PM
Toby did everything possible to make sure we had a smooth and timely closely. Thank you!
Roland B
Alvin, TX
Posted on December 30th, 2023 01:41 PM
Toby was very thorough and answered all of my questions. Will definitely refer Toby and use them again
Grayson W
Magnolia, TX
Posted on December 23rd, 2023 07:16 PM
attention to detail and working quickly
Joseph C M
Magnolia, TX
Posted on December 23rd, 2023 03:44 PM
Toby was Awesome. Full of knowledge even when he knew he might not get our business. 10/10 reccomend. Very straightforward and works for the customer
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