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American Financial Network, Inc., Woodbridge, VA

Woodbridge, VA
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As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community-based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstan... Show More
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9 AM to 5 PM
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  • for
    John Csoka, Loan Officer, NMLS # 212307 - American Financial Network, Inc.
    Encompass
    M
    Michael S
    Stafford, VA
    Posted on July 27th, 2026 08:50 PM
    All good things to say about John and his level of customer service. I already referred him to a friend.
    Reply from John Csoka, Loan Officer, NMLS # 21...
    July 27th, 2026 09:23 PM
    Thank you very much for both your business and the referral. The process isn't always as smooth as we would like but ultimately we worked together and finished the job. Best of luck in the new home!
  • for
    John Csoka, Loan Officer, NMLS # 212307 - American Financial Network, Inc.
    Encompass
    M
    Montinique Q F
    Fredericksburg, VA
    Posted on July 16th, 2026 12:46 AM
    John and his team were great from start to finish. His level of expertise is phenomenal. We will use them without hesitation in the future and recommend them to family and friends.
    Reply from John Csoka, Loan Officer, NMLS # 21...
    July 21st, 2026 05:06 PM
    I'm grateful for your kind words, Montinique. It's nice to hear that you found my expertise helpful throughout the process. I'm here whenever you need assistance in the future and appreciate your willingness to recommend me to others.
  • for
    John Csoka, Loan Officer, NMLS # 212307 - American Financial Network, Inc.
    Encompass
    J
    Jasmine L M F
    Fredericksburg, VA
    Posted on July 15th, 2026 11:43 AM
    My husband and I had unsuccesfully dealt with two Lenders before John, and I'm seeing now that it was for a reason. John and his team are exceptional. He gets right on the job. Buying a home is a tedious process, and rewarding at the same time....
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    Reply from John Csoka, Loan Officer, NMLS # 21...
    July 15th, 2026 04:42 PM
    Thank you very much for the chance to help you and your husband. I hope you enjoy the new home and value your business very much!
  • for
    John Csoka, Loan Officer, NMLS # 212307 - American Financial Network, Inc.
    Encompass
    J
    Jeron M
    Killeen, TX
    Posted on June 11th, 2026 07:13 PM
    Being a first time home buyer it was a bit confusing, but John made things as simple as possible to help me learn the ins and outs of homebuying.
    Reply from John Csoka
    June 18th, 2026 07:14 PM
    Jeron, I'm happy to hear that I could help simplify the homebuying process for you. It's important to me that first-time buyers feel informed and comfortable throughout the experience. If you have any more questions or need further assistance,...
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  • for
    John Csoka, Loan Officer, NMLS # 212307 - American Financial Network, Inc.
    Encompass
    Y
    Yahaira S
    Manassas, VA
    Posted on April 7th, 2026 11:16 AM
    What made it great to work with John Csoka was how intentional, proactive, and supportive he was throughout the entire process. From August 2025 to April 2026, he walked us through every single step with clarity and confidence, making something...
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    Reply from John Csoka, Loan Officer, NMLS # 21...
    April 9th, 2026 04:56 PM
    I'm so glad I could help you and your family stay in your home and honored that you appreciate the work we do. I hope this is the first of many homes your purchase and am always here to help!
  • for
    John Csoka, Loan Officer, NMLS # 212307 - American Financial Network, Inc.
    Encompass
    D
    Dylan G
    Ruther Glen, VA
    Posted on March 9th, 2026 05:51 PM
    John and his team are awesome! Anytime dealing with them is a breeze. From application process to closing the make it seem like it couldn't be easier.
    Reply from John Csoka
    March 16th, 2026 05:52 PM
    I appreciate your kind words, Dylan. Making the process as smooth as possible is always my goal, and I’m glad to hear that it felt straightforward for you. Should you have any further questions or need assistance in the future, feel free to...
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  • for
    John Csoka, Loan Officer, NMLS # 212307 - American Financial Network, Inc.
    Encompass
    S
    Stephanie R A
    Annandale, VA
    Posted on March 1st, 2026 07:56 PM
    Wonderful working with John!
    Reply from John Csoka
    March 9th, 2026 01:44 PM
    I'm really glad to hear you had a wonderful experience working with me, Stephanie. If there's ever anything more I can do for you, please don't hesitate to reach out.
  • for
    John Csoka, Loan Officer, NMLS # 212307 - American Financial Network, Inc.
    Encompass
    J
    Joshua D K
    Annandale, VA
    Posted on February 26th, 2026 12:21 PM
    John and his team provided expert-level service, real-world advice, and standout communication throughout our time working with them. The help that we received in our 3 months working with them provided us the tools, ability, and clarity to...
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    Reply from John Csoka
    March 5th, 2026 09:42 PM
    Joshua, thank you for sharing your experience. I'm pleased to hear that the guidance and communication made navigating the market smoother for you. Providing detailed attention and support is important to me, and I’m glad it helped you secure...
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  • for
    John Csoka, Loan Officer, NMLS # 212307 - American Financial Network, Inc.
    Encompass
    S
    Samquetta D D
    Temple Hills, MD
    Posted on January 29th, 2026 12:37 PM
    Communicating, efficient
    Reply from John Csoka
    February 5th, 2026 03:32 PM
    I'm glad to know that you found the communication efficient, Samquetta. If there's anything more that you need or any further assistance, feel free to reach out. I'm here to help with any questions you might have.
  • for
    John Csoka, Loan Officer, NMLS # 212307 - American Financial Network, Inc.
    Encompass
    R
    Ruchar W
    Waynesboro, VA
    Posted on December 25th, 2025 07:49 PM
    they understood my concerns of buying a home and they walked me through the process with guidance, patience, and answering any and all questions/concerns i had.
    Reply from John Csoka
    January 1st, 2026 07:49 PM
    It's great to hear that you felt supported and guided throughout your home-buying process. Addressing concerns and providing thorough answers is something I take seriously, and I'm pleased that it made a positive impact for you. If you ever...
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    About
    As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community-based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstanding mortgage banking firm by serving the lending needs of real estate professionals, builders, and individual homebuyers throughout the United States.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    We are a Direct Lender with delegated authority to underwrite, fund, and service Fannie Mae, Freddie Mac, FHA, USDA, VA, and Jumbo loan products in-house

    Year Started

    2001

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    Equal Housing Lender

    American Financial Network, Inc. is an Equal Housing Lender

    American Financial Network, Inc. | NMLS ID 237341
    10 Pointe Drive, Suite 330, Brea, CA 92821| (714) 831-4000

    ©2026 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us



    American Financial Network, Inc. is licensed by the California Department of Financial Protection and Innovation under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.