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  • We are a Direct Lender with delegated authority to underwrite, fund, and service Fannie Mae, Freddie Mac, FHA, USDA, VA, and Jumbo loan products in-house
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American Financial Network, Inc. CORP NMLS# 237341. Equal Opportunity Employer. Equal Opportunity Lender. 10 Pointe Drive, Suite 330, Brea, CA 92821.

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5.0
for
Joe Cottrell
Encompass
D
Daniel P N
Panama City, FL
Posted on May 5th, 2023 05:06 PM
Joe is a super personable guy and his team make the process as easy as possible. I always knew what I was getting into every step of the way which is important when making these big life purchases.
5.0
for
Joe Cottrell
Encompass
M
Megan G
Stafford, VA
Posted on May 3rd, 2023 05:31 PM
Since day 1, Joe has been patient, thoughtful, and incredibly thorough. He made the stressful experience of first-time home buying a smooth one by providing detailed information, suggestions, and taking the time to explain different steps of...
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5.0
for
Joe Cottrell
Encompass
C
Chester J L
Dumfries, VA
Posted on May 2nd, 2023 01:19 PM
Joe Cottrell was amazing. He was there to help us every step of the way. I will recommend him to anyone trying to buy a house!
5.0
for
Joe Cottrell
Encompass
F
Faith L
Dumfries, VA
Posted on May 2nd, 2023 12:24 PM
Joe was great. Joe went above and beyond.
4.83
for
Joe Cottrell
Encompass
A
Amanda B
Stafford, VA
Posted on April 25th, 2023 01:52 PM
Joe was extremely helpful at every step during this process.
5.0
for
Joe Cottrell
Encompass
K
Kenneth A H
Burke, VA
Posted on April 23rd, 2023 11:41 AM
Joe was extremely helpful at all steps of the process. His insight and experience was critical to our successful purchase.
5.0
for
Joe Cottrell
Encompass
R
Reed A F
Waldorf, MD
Posted on April 5th, 2023 08:13 PM
Communication, Respectfulness, And taking the time to explain everything in detail to me.
5.0
for
Joe Cottrell
Encompass
R
Robert C
Fredericksburg, VA
Posted on January 20th, 2023 10:04 AM
Joe is the commensurate professional. He easily transforms mortgage financial talk into lamen terms for the average person. He’s patient, kind, and goes above and beyond for his clients.
5.0
for
Joe Cottrell
Encompass
J
Jaime B
Fredericksbrg, VA
Posted on January 4th, 2023 12:39 PM
Joe is an awesome guy to work with. He worked hard to get me to close.
5.0
for
Joe Cottrell
Encompass
C
Cesar J
Woodbridge, VA
Posted on September 15th, 2022 01:28 PM
Extremely knowledgeable and offered multiple options to tailor our needs.
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