A Canadian native, Noelle attended Ryerson Polytechnic Institute in Toronto where she obtained a Bachelor of Technology in Architectural Science. In 1990 she moved to Southern California and got her start in the mortgage industry. When the construction market was in a down-turn she ventured in to the mortgage industry as a loan processor. She worked for a few companies including DiTech. After several years of processing, she moved on to underwriting mortgage insurance for MGIC, and GE Capital. She then spent a number of years analyzing the risks of Fannie Mae type loans with Coast Federal Bank and Countrywide Home Loans, among others. She also had the opportunity to do post funding audit reviews which helped to round out her underwriting experience.