

Nick Rios at CrossCountry Mortgage
VP of Mortgage Lending | NMLS #1997670

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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We have been supported throughout the process, and Nick has been responsive.
Reply from Nick Rios
September 7th, 2026 08:57 PM
I'm pleased to hear that you felt supported throughout the process, Ronald. Your feedback on my responsiveness means a lot to me. Thank you for your review!
I have worked with Nick on several loans, including a refinance and investment property purchases, and I have had a great experience every time. Nick always explains everything clearly and works hard to keep each loan on track. I also want...
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Reply from Nick Rios at CrossCountry Mortgage
September 4th, 2026 04:02 PM
Thank you, Nicasio. I’m grateful for your continued trust and am pleased to know that both Anissa and I could contribute positively to your loan experiences. Your recommendation means a lot, and we're here to assist anytime you need.
Very professional
Reply from Nick Rios at CrossCountry Mortgage
August 25th, 2026 06:27 PM
Thank you, Adalberto. I'm happy to hear that you found my service professional.
Very responsive and patience with very dificult clients. Also very clear and able to hive the extra mile to help my clients.
Reply from Nick Rios
July 27th, 2026 07:24 PM
Thank you for your kind words, Joselyn. I'm glad to hear that my responsiveness and patience have been beneficial in your experience. Supporting my clients and going the extra mile is always my priority.
Nick was really good at explaining about the loads and was good at connecting me with everything. I will be telling my family and friends about him!
Reply from Nick Rios
July 6th, 2026 08:04 PM
Thank you for your kind words, Osman. I'm pleased to hear that my explanations and connections were helpful to you. I appreciate your willingness to recommend me to your family and friends.
Nick Rios provided exceptional service throughout our home loan process. He was knowledgeable, responsive, and always willing to go the extra mile to help. His guidance made everything smooth and stress-free. We couldn’t be happier with the...
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Reply from Nick Rios
July 2nd, 2026 07:47 PM
I'm grateful for your kind words, Ricardo. It's good to know that my efforts helped make your home loan process smooth and stress-free. Your satisfaction is important to me, and I appreciate your recommendation. If you have any more questions...
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Nick is incredible with thinking outside of the box. He manages clients expectations while still providing exceptional care. I've already referred several clients to him. Excited to work with him again.
Reply from Nick Rios
June 29th, 2026 05:13 PM
Thank you for your kind words, Cassie. I'm glad to hear that my approach has been helpful and that you're satisfied with the care provided. I appreciate your referrals and look forward to working with you again in the future.
We feel truly blessed and grateful that you helped us secure the loan for our home. Thank you, Nick Rios.
Nick was absolutely excellent to work with!
He explained everything to me through out the entire process and left no stone unturned.
I highly recommend his services!
Excellent experience working with Nick Rios. The communication was clear, the process was smooth, and everything was handled very professionally. They made the transaction easy for everyone involved. Highly recommended! ⭐
Reply from Nick Rios
March 23rd, 2026 05:54 PM
I enjoyed working with you. Thanks for the great feedback.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1997670 | Branch NMLS #2076730
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 1997670
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095