Nick White

Nick White | Mile High Mortgage Team I'm a Colorado-based mortgage advisor who helps buyers, homeowners, and investors make smart, sustainable financing decisions - not just "get approved." I specialize in Conventional loans, FHA Loans, VA Loans, USDA Loans, Jumbo and non-QM lending, including first-time homebuyers. I love working with self-employed borrowers, real estate investors, DSCR loans, and strategic refinancing. Many of my clients come to me after being told "no" elsewhere, or after realizing that the cheapest rate isn't always the best loan. What sets me apart is education, strategy and experience. With over 20 years' experience, I believe borrowers should understand why a loan works, not just that it does. That means clear conversations around cash flow, long-term planning, down payment options, buy-downs, prepayment penalties, and risk - especially for investment properties. I work closely with trusted real estate agents, financial advisors, CPAs, and attorneys to ensure my clients are protected on both the lending and planning side. Whether you're buying your first home, upgrading, investing, or navigating a complex financial situation, my goal is to help you make a confident, informed decision - not a rushed one. If you value straight answers, clear explanations, and a lender who actually thinks ahead, I'd be happy to help. NMLS ID #131806 | BOSS NMLS #2547821