I am an SVP of Mortgage Lending NMLS 30890 at Guaranteed Rate Affinity NMLS 1598647. For additional Licensing information, please visit the NMLS Consumer Access website.Nick has been a full-service mortgage professional since 1993, and has dedicated himself to meeting the diverse needs of his clients ever since. He knows that every person has different goals, and that's where his insight into the full range of mortgage products come in. Whether it's a first-time or experienced homebuyer, someone interested in purchasing a property for investment, or a borrower who needs a specialty loan, Nick provides expert guidance every step of the way. During his long career in the mortgage industry, he has consistently been honored as a top producer with a reputation for outstanding customer service.As a dedicated Refinance Specialist, Nick helps new and past customers with a complete in-depth analysis to reduce their monthly mortgage payments or improve their loan terms.Nick is committed to giving every client the kind of personalized attention and service they deserve--that's why he makes himself constantly accessible and available to answer questions or concerns. When he's not helping clients, Nick loves spending time with his family, especially outdoors, where he enjoys fishing, golfing and boating.