Nicholas Repice

With over 40 years of experience, Onity Mortgage, formerly PHH Mortgage, is dedicated to powering your homeownership goals with speed, expert guidance, and affordability. We offer a comprehensive suite of new home loans, refinance programs, and home equity options designed to maximize savings. Our digital application process is built for the modern borrower, combining an easy process with competitive rates and flexible options tailored to your unique goals. Whether you are searching for your dream home, looking for monthly savings, or need cash from equity, our team is "on it" at every step of your home loan journey. Talk to one of our experienced loan officers today to start a free, mortgage review.