Michelle Napier at CrossCountry Mortgage
Loan Officer | NMLS #995143
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Martinsburg, WV. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consi...... Show More
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Reviews from Web
Yall better keep Michelle because she will alwaus get my bussiness! Always quick to answer questions or to assure everything is going to plan. A+
I can't recommend Michelle enough as a loan officer! Her dedication and hard work truly made my loan process smooth and stress-free. If it weren't for her expertise and commitment, I don't think i would be in my new home today.
Reply from Owner
June 30th, 2026 01:31 PM
Thank you so much for your kind words Travis! It was truly a pleasure helping you through the home financing process. I'm so grateful you trusted me to be part of such an important milestone. Knowing that I could make the experience smooth...
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I can't recommend Michelle enough as a loan officer! Her dedication and hard work made our loan process smooth and stress-free, and I truly believe that without her, we wouldn't have achieved our goals. If you’re looking for someone who genuinely...
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Reply from Michelle Napier
July 7th, 2026 05:14 PM
Thank you so much for your kind words, Travis! I'm really pleased to hear that I could make the loan process smooth and stress-free for you. Your recommendation means a lot to me, and I'm grateful for the opportunity to help you achieve your...
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We are first time homebuyers and have settled in the quiet town of Strasburg. We were novices getting started. Michelle promptly answered every question we had. Either through e-mail, text,or a phone call. She put our minds at ease through...
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Reply from Michelle Napier at CrossCountry Mor...
June 29th, 2026 01:49 PM
Congratulations Ray and Connie! It was such a pleasure working with you. I'm so grateful to have been a part of achieving your dream of home ownership!!
Michelle Napier at CrossCountry Mortgage has received a review with 5 star rating from Dave M
It was a easy process.
Reply from Michelle Napier at CrossCountry Mor...
March 26th, 2026 07:02 PM
It was a pleasure working with you again Walt!
Michelle was the best to work with, made the whole process as easy as posiable. Was always quick to respond with any questions we had or changes we asked for.
Reply from Michelle Napier at CrossCountry Mor...
March 17th, 2026 05:39 PM
Congratulations on your new home! It was a pleasure working with you!!
Michelle Napier at CrossCountry Mortgage has received a review with 5 star rating from Matt C
Michelle is the reason. She was very helpful and encouraging throughout the process and that made everything much more peaceful.
Reply from Michelle Napier at CrossCountry Mor...
January 5th, 2026 04:24 PM
Thank you so much for the great review! It was a pleasure working with you Matt!!
Very easy process! Michelle and everyone great to work with - very responsive.
Reply from Michelle Napier at CrossCountry Mor...
November 10th, 2025 02:42 PM
Thanks Emily! It was great working with you and Dave again, so happy that I was able to help again!!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Martinsburg, WV. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #995143 | Branch NMLS #2686382
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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589
/850
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 995143
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095