Michelle Napier at CrossCountry Mortgage
Loan Officer | NMLS #995143
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Winchester, VA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Reviews from Web
Working with michelle was very smooth, she was easy to communicate with and she answered any questions i had. she also had some great recommendations for me to utilize as well, id work with her again
Reply from Michelle Napier at CrossCountry Mor...
October 20th, 2026 02:27 PM
Thank you so much for taking the time to leave this review! It was a pleasure working with you, and I’m glad the process felt smooth from start to finish. Questions are always welcome, and I want every client to feel comfortable and informed...
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It was a quick close and with the hiccup at the end, everyone worked hard to ensure I closed on time
Reply from Michelle Napier at CrossCountry Mor...
October 5th, 2026 07:33 PM
Congratulations on your new home Jes! It was so great working with you and I'm so proud of you.
Michelle Napier at CrossCountry Mortgage has received a review with 5 star rating from Edgar M
Reply from Owner
September 30th, 2026 01:22 PM
Thank you Edgar! It was so great working with you. Congratulations on your new home!!
They were very understanding with certain barriers we encountered. Through the process, Michelle always kept in touch and did her best to communicate with us and find the best deal for us
Reply from Michelle Napier
October 7th, 2026 02:32 PM
I'm happy to know that I could assist you effectively through the process, Edgar. At CrossCountry Mortgage, LLC, we strive to understand our clients' needs and provide the best possible solutions. Thank you for sharing your experience!
Michelle Napier at CrossCountry Mortgage has received a review with 5 star rating from Jennifer L
Reply from Michelle Napier at CrossCountry Mor...
July 24th, 2026 12:50 PM
Thank you, Jennifer, for the perfect rating! I'm pleased to know you had a great experience. If you ever need assistance again, feel free to reach out.
Michelle Napier at CrossCountry Mortgage has received a review with 5 star rating from Katie B
Reply from Michelle Napier at CrossCountry Mor...
July 24th, 2026 07:11 PM
Katie, thank you for your 5-star rating! I'm pleased to know you had a positive experience with CrossCountry Mortgage.
Michelle Napier at CrossCountry Mortgage has received a review with 5 star rating from Emerald B
Reply from Owner
July 24th, 2026 08:55 PM
Emerald, thank you for the great rating! I'm pleased to know you had a positive experience with me at CrossCountry Mortgage.
Michelle Napier at CrossCountry Mortgage has received a review with 5 star rating from Sara R
Reply from Michelle Napier at CrossCountry Mor...
July 24th, 2026 05:32 PM
Sara, thank you for the great rating! I appreciate your support for CrossCountry Mortgage.
Michelle is an amazing loan officer! Highly recommend!
Reply from Owner
July 24th, 2026 08:57 PM
Adam, I'm so glad to hear you had a positive experience. Thank you for your kind words and recommendation!
Michelle Napier at CrossCountry Mortgage has received a review with 5 star rating from Briana H
Reply from Michelle Napier at CrossCountry Mor...
July 24th, 2026 03:19 PM
Briana, I appreciate your positive rating! If you ever need any assistance in the future, please feel free to reach out.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Winchester, VA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #995143 | Branch NMLS #2720796
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 995143
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095