Michael Ronchetti
VP, Regional Sales Manager
Mutual of Omaha Mortgage, a Mutual of Omaha Insurance family company, is a leading residential mortgage provider that is committed to helping their clients protect what they care about and achieve their financial goals. Mutual of Omaha Mort... Show More
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Mike was sooo amazing throughout the entire process. He is so down to earth, kind, understanding, communicative, and just knows his stuff. He made us feel so at ease and there are just not enough great things we could say about him. Thank you...
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Reply from Michael Ronchetti
September 7th, 2026 05:20 AM
I'm grateful for your kind words, Nicole. It's wonderful to know that you felt at ease throughout the process. I strive to make each experience smooth and communicative, and I'm glad this was reflected in your experience. Thank you for trusting...
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The mortgage process is much too onerous. Digging up past debts that may not have gone through due process is invasive and not relevant to a current mortgage application. There should be some leeway when issues like this present themselves....
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Reply from Michael Ronchetti
September 7th, 2026 05:20 AM
I understand your frustration with the mortgage process and the concerns you've raised about past debts being considered. While certain regulations require thorough reviews, your feedback is important, and I will take it into consideration....
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Michael was very helpful and communicated well throughout the whole process. As things that came up that posed challenges, Michael was very helpful in finding a solution and the whole process was very smooth.
Reply from Michael Ronchetti
September 7th, 2026 05:20 AM
Thank you, Brock, for the response to the survey and if you ever have any questions on things, or need any further assistance, please do not hesitate to reach out. Enjoy your new home and being back in Colorado!
Responsiveness to address any questions!
Reply from Michael Ronchetti
September 7th, 2026 05:20 AM
I'm delighted to hear that you found my responsiveness helpful, Laura. At Mutual of Omaha Mortgage, we strive to provide high quality customer service and clear, timely responses to all of our valued clients' inquiries. Thank you for taking...
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Top notch customer service! Great communication throughout our loan process. 10/10 would recommend.
Reply from Michael Ronchetti
September 7th, 2026 05:20 AM
Thank you, Jesse, for your positive feedback and 5-star rating. I'm pleased to hear that you were satisfied with the customer service and communication throughout your loan process at Mutual of Omaha Mortgage. Your recommendation is highly...
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I started my no-cash out refinance with an online lender that quoted low rates and a "better" experience. Received an appraisal waiver and was told we'd be closed much faster than the typical refinance. Unfortunately, over two months into it,...
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Michael was knowledgeable and had great communication skills.
He made our refi so easy and quick..,it was great!
Mike has always provided great service and makes the entire process quick and painless. I have referred several others and will continue to do so. Nothing but great things to say about him and his team. Thanks!
Super responsive, knowledgeable and consultative, made me feel good about the decisions I made regarding my loan
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About
Mutual of Omaha Mortgage, a Mutual of Omaha Insurance family company, is a leading residential mortgage provider that is committed to helping their clients protect what they care about and achieve their financial goals. Mutual of Omaha Mortgage is licensed to operate in 48 states and offers an array of home loan products at competitive rates. The company's commitment to delivering a 5-star experience for every customer has allowed them to become one of the fastest-growing residential mortgage providers in the country. Mutual of Omaha Mortgage has an A+ rating from the Better Business Bureau.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Home Loans
Mortgage
Mortgage Loans
Refinance
Financial Service
Loan Service
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS#79717
Hobbies
- Family, Sports, Outdoors, Cooking, and Wine
Disclaimer
Mutual of Omaha Mortgage, Inc., NMLS ID 1025894. 3131 Camino Del Rio N 1100, San Diego, CA 92108. AL Consumer Credit License 22123; AK Broker/Lender License AK1025894. AZ Mortgage Banker License 0926603; AR Combination Mortgage Banker/Broker/Servicer License 109250; Licensed by the Department of Financial Protection & Innovation under the CA Residential Mortgage Lending Act, License 4131356; CO Mortgage Registration 1025894; CT Mortgage Lender License ML-1025894; DE Lender License 028515; DC Mortgage Dual Authority License MLB1025894; FL Mortgage Lender Servicer License MLD1827; GA Mortgage Lender License/Registration 46648; HI Mortgage Loan Originator Company License HI-1025894; ID Mortgage Broker/Lender License MBL-2081025894; IL Residential Mortgage Licensee MB.6761115; IN-DFI Mortgage Lending License 43321; IA Mortgage Banker License 2019-0119; KS Mortgage Company License MC.0025612; KY Mortgage Company License MC707287; LA Residential Mortgage Lending License 1025894; ME Supervised Lender License 1025894; MD Mortgage Lender License 21678; MA Mortgage Broker and Lender License MC1025894; MI 1st Mortgage Broker/Lender/Servicer Registrant FR0022702; MN Residential Mortgage Originator Exemption MN-OX-1025894; MS Mortgage Lender 1025894; MO Mortgage Company License 21-2472; MT Mortgage Broker and Lender License 1025894; NE Mortgage Banker License 1025894; NV Exempt Company Registration 4830. Licensed by the NH Banking Department, Mortgage Banker License 19926-MB; Licensed by the NJ Banking and Insurance Department. NJ Residential Mortgage Lender License 1025894; NM Mortgage Loan Company License 1025894; NC Mortgage Lender License L-186305; ND Money Broker License MB103387; OH Residential Mortgage Lending Act Certificate of Registration RM.804535.000; OK Mortgage Lender License ML012498; OR Mortgage Lending License ML- 5208; PA Mortgage Lender License 72932; RI Lender License 20163229LL. RI Loan Broker License 20163230LB; SC BFI Mortgage Lender/Servicer License MLS-1025894; SD Mortgage Lender License ML.05253; TN Mortgage License 190182; TX Mortgage Banker Registration 1025894; UT Mortgage Entity License 8928021; VT Lender License 6891; VA Mortgage Broker and Lender License, NMLS ID #1025894 (www.nmlsconsumeraccess.org); WA Consumer Loan Company License CL-1025894; WV Mortgage Lender License ML-1025894; WI Mortgage Banker License 1025894BA; WY Mortgage Lender/Broker License 3488. Toll Free #: (877) 978-1922. Subject to Credit Approval. For licensing information, go to: www.nmlsconsumeraccess.org