Michael Hartnett
Branch Manager | NMLS # 207733
Michael understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered througho... Show More
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
Mike is patient, responsive and very knowlegeble. He is a great problem solver and always responds and communicates quickly.
Mike and his team worked fast to have us pre-approved and to finalize our loan, overcoming any obstacle and made sure everything went smoothly and quickly.
Reply from Michael Hartnett
October 26th, 2026 08:19 PM
I'm glad to hear that you had a smooth and quick experience with the loan process, Victoria. It was a pleasure working with you through OVM with AnnieMac Home Mortgage, and I'm pleased that my team and I could assist you efficiently.
Mike Hartnett and his team made our first time home buying experience a breeze! We were well informed and in constant communication! 10/10 Recommend!
Reply from Michael Hartnett
October 5th, 2026 05:43 PM
I'm happy to know that your first home buying experience with me and the team at OVM with AnnieMac Home Mortgage was smooth, Seth. Keeping you informed and maintaining constant communication is always our goal. Thank you for recommending us!...
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Mike was very communicative and his team worked voertime to get things closed when we expereinced delays with the seller's side. Thanks Mike
Reply from Michael Hartnett
October 5th, 2026 05:45 PM
Thank you! I really appreciate that. We definitely had a few bumps along the way, but I’m glad we were able to work through them and get everyone to the closing table. It was great working with you!
Mike was super! He provided continual updates, was very good at explaining everything and was always very responsive to all my questions.
Reply from Michael Hartnett
September 9th, 2026 01:03 PM
Thank you, Carol! It was great working with you. I’m glad I was able to keep you informed throughout the loan process and answer your questions along the way. I hope you enjoy your new home, and please don’t hesitate to reach out if you ever...
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My awesome Mortgager Michael always ready to
Reply from Michael Hartnett
August 31st, 2026 03:12 PM
I'm grateful for your kind words, Princess. It's great to know that you find my support helpful whenever you need it.
Our overall experience was very great! Michael made sure he stayed on top of his work during our process. He was very informative and also straight to the point on what was needed and expected for this process to be a success. Michael never...
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Reply from Michael Hartnett
July 22nd, 2026 01:21 PM
Thank you so much for your kind words, Aaliyah! I’m so glad you felt informed and comfortable throughout the entire process. Making sure my clients understand each step and always know what to expect is very important to me. I truly appreciate...
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Communication.
Reply from Michael Hartnett
July 14th, 2026 12:58 PM
I'm happy to know that the communication met your expectations, Garcia. If you have any questions or need further assistance, feel free to reach out to me.
Mike Hartnett and the team were able to guide us through a difficult situation. We were up against deadlines from our previous home buying experience which fell through no fault that we werte aware of. We brought an additional home to this...
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Reply from Michael Hartnett
July 10th, 2026 09:56 AM
Thank you so much, Veronica! I’m glad my team and I were able to help you through a challenging situation, keep everything on track, and get you to the closing table. Congratulations on your new home, and please don’t hesitate to reach out...
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Always timely communication on how the loan process is proceeding; I never hesitate to refer my clients to Michael because I know they will be in great hands. He has a wonderful rapport with his clients that puts them at ease during what can...
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Reply from Michael Hartnett
July 9th, 2026 01:01 PM
Thank you so much for your kind words, Andrea. I really appreciate your trust and the referrals you send my way. I always enjoy working with you and your clients, so please don’t hesitate to reach out anytime I can help.
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About
Michael understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Michael is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Pacific Standard Time (PST)
Licenses
- 207733
Hobbies
- Mountain Bike Riding
- Hiking
- Golfing
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.