Michael Culella
Senior Mortgage Loan Originator | NMLS # 1265487
Mutual of Omaha Mortgage - Nebraska, NE
Mutual of Omaha Mortgage, a Mutual of Omaha Insurance family company, is a leading residential mortgage provider that's committed to helping their clients protect what they care about and achieve their financial goals. Mutual of Omaha Mortg... Show More
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I was putting off starting a refinance because of all the hassle of putting together paperwork etc. Michael made everything so simple and easy for me that I didn't feel any stress at all.
Right after we started the loan process we had a death in the family . Mike was patience and understanding. He was fabulous with communication too. Because of his patience and understanding we were able to get everything gathered and sent in...
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Reply from Michael Culella
October 8th, 2025 08:43 AM
I'm truly sorry for your loss, Lana. I am glad to have been able to support you during such a difficult time and appreciate your kind words. It was important to me that the process went smoothly for you. Your recommendation means a lot.
Michael was aways available for any questions i had at anytime of the day. He was also very patient with me
Reply from Michael Culella
October 8th, 2025 08:43 AM
I'm glad to hear that I was able to assist you effectively and answer your questions at any time. Your satisfaction is important to me, and I appreciate your kind words. Thank you for choosing Mutual of Omaha Mortgage.
Timing, pleasantness of Michael, flexibility, willingness to talk any time.
Reply from Michael Culella
October 8th, 2025 08:43 AM
I'm glad to hear that you appreciated the timing, flexibility, and my willingness to communicate at any time. It was a pleasure assisting you, and I am pleased that you found the experience pleasant. Thank you for your kind words and for choosing...
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Michael Culella is a true professional. The entire consolidation process was completed on-line which for my husband and I was a challenge. Anyone would recognize this was definitely Michael's experise. He was extremely knowledgeable, kind and...
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Reply from Michael Culella
October 8th, 2025 08:43 AM
Vanessa, thank you so much for your kind words. It was truly a pleasure working with you and James. I understand how navigating the online process can be daunting, but I'm glad I could help make it as smooth and painless as possible. Your recommendation...
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The ease from beginning to end to refinance with Mike. I've used him several times for refinancing and will continue ue to be my first go to.
Reply from Michael Culella
October 8th, 2025 08:43 AM
Hi Andrew, I truly appreciate your kind words and continued trust in my services. It's always a pleasure working with you, and I'm glad to hear the refinancing process has been smooth for you. I'm here whenever you need assistance in the future....
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Mike was always very pleasant and very knowledgeable about our refinancing of our home . He actually made both of us very comfortable with the whole process . As we told him we did a refi with Jp Morgan Chase and it took 3 months as to this...
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Reply from Michael Culella
October 8th, 2025 08:43 AM
Thank you so much for the positive feedback, David. I'm really happy to hear that you had a comfortable experience with the refinancing process. It's always my goal to keep things efficient and transparent for my clients, which makes me glad...
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Mike is a great communicator, he definitely gets to know the client and caters to their personality. I’m grateful to him for his ongoing support, perseverance and just all out real life expectations. Thank you Mike for everything and for being...
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Reply from Michael Culella
October 8th, 2025 08:43 AM
Hello Kitty, Thank you for your wonderful feedback and your generous rating of 5 stars. I'm thrilled to hear that you felt my communication and support met your expectations. I always strive to understand and cater to my clients' unique needs...
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Mike did. Very easy to work with. He always was available and very helpful. Helped me get throgh the rough patches. Glad he was there to guide me through.
Reply from Michael Culella
October 8th, 2025 08:43 AM
I'm thrilled to see your 5-star review, Jillanne! I'm glad I could provide the guidance and assistance you needed for a smooth mortgage process with Mutual of Omaha Mortgage. It was indeed a pleasure working with you and being there to help...
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Our LO made it great. Michael did a great job. His communication skills are excellent. Everything he said he could do he did. He gave me no baloney. I tried to answer the first two questions of this survey but I could not click on the selection....
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Reply from Michael Culella
October 8th, 2025 08:43 AM
Thank you for the positive feedback, Raymond. I'm thrilled to know that you're satisfied with the service you received. I pride myself on clear communication and delivering on my promises, so it's wonderful to hear that this was reflected in...
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About
Mutual of Omaha Mortgage, a Mutual of Omaha Insurance family company, is a leading residential mortgage provider that's committed to helping their clients protect what they care about and achieve their financial goals. Mutual of Omaha Mortgage is licensed to operate in 48 states and offers an array of home loan products at competitive rates. The company's commitment to delivering a 5-star experience for every customer has allowed them to become one of the fastest-growing residential mortgage providers in the country. Mutual of Omaha Mortgage has an A+ rating from the Better Business Bureau & maintains a 4.83/5 rating on Experience(dot)com.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Home Loans
Mortgage
Mortgage Loans
Refinance
Financial Service
Loan Service
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Positions
- Mutual of Omaha Mortgage - Mortgage BankerDec 1st, 2018 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 1265487
Disclaimer
Mutual of Omaha Mortgage, Inc., NMLS ID 1025894. 3131 Camino Del Rio N 1100, San Diego, CA 92108. AL Consumer Credit License 22123; AK Broker/Lender License AK1025894. AZ Mortgage Banker License 0926603; AR Combination Mortgage Banker/Broker/Servicer License 109250; Licensed by the Department of Financial Protection & Innovation under the CA Residential Mortgage Lending Act, License 4131356; CO Mortgage Registration 1025894; CT Mortgage Lender License ML-1025894; DE Lender License 028515; DC Mortgage Dual Authority License MLB1025894; FL Mortgage Lender Servicer License MLD1827; GA Mortgage Lender License/Registration 46648; HI Mortgage Loan Originator Company License HI-1025894; ID Mortgage Broker/Lender License MBL-2081025894; IL Residential Mortgage Licensee MB.6761115; IN-DFI Mortgage Lending License 43321; IA Mortgage Banker License 2019-0119; KS Mortgage Company License MC.0025612; KY Mortgage Company License MC707287; LA Residential Mortgage Lending License 1025894; ME Supervised Lender License 1025894; MD Mortgage Lender License 21678; MA Mortgage Broker and Lender License MC1025894; MI 1st Mortgage Broker/Lender/Servicer Registrant FR0022702; MN Residential Mortgage Originator Exemption MN-OX-1025894; MS Mortgage Lender 1025894; MO Mortgage Company License 21-2472; MT Mortgage Broker and Lender License 1025894; NE Mortgage Banker License 1025894; NV Exempt Company Registration 4830. Licensed by the NH Banking Department, Mortgage Banker License 19926-MB; Licensed by the NJ Banking and Insurance Department. NJ Residential Mortgage Lender License 1025894; NM Mortgage Loan Company License 1025894; NC Mortgage Lender License L-186305; ND Money Broker License MB103387; OH Residential Mortgage Lending Act Certificate of Registration RM.804535.000; OK Mortgage Lender License ML012498; OR Mortgage Lending License ML- 5208; PA Mortgage Lender License 72932; RI Lender License 20163229LL. RI Loan Broker License 20163230LB; SC BFI Mortgage Lender/Servicer License MLS-1025894; SD Mortgage Lender License ML.05253; TN Mortgage License 190182; TX Mortgage Banker Registration 1025894; UT Mortgage Entity License 8928021; VT Lender License 6891; VA Mortgage Broker and Lender License, NMLS ID #1025894 (www.nmlsconsumeraccess.org); WA Consumer Loan Company License CL-1025894; WV Mortgage Lender License ML-1025894; WI Mortgage Banker License 1025894BA; WY Mortgage Lender/Broker License 3488. Toll Free #: (877) 978-1922. Subject to Credit Approval. For licensing information, go to: www.nmlsconsumeraccess.org