Top 5%
Michael Bowen at Waterstone Mortgage NMLS #21...
Senior Loan Originator
With over 30 years of experience, Michael Bowen is passionate about helping New Mexicans achieve homeownership. He specializes in VA, FHA, conventional, renovation, and construction loans, with expertise in self-employed loan packaging. To ...... Show More
Location & Business Hours
Business Hours
Tues
24 hours
Wed
24 hours(Open now)
Thu
24 hours
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Reviews from Web
Amazing to work with, very transparent and straightforward with us every step of the way!
Reply from Owner
June 6th, 2026 02:23 PM
I'm glad to hear that you found the experience transparent and straightforward, Priscilla. Your feedback about working together is greatly appreciated. If you ever need further assistance, I'm here to help.
Everything was transparent and explained to us, every step of the way was easy and straightforwar. We appreciate everything Michael and Rosie did to help us get to the finish line!
Reply from Michael Bowen
June 6th, 2026 01:46 PM
I'm pleased to hear that the process was transparent and straightforward for you, Priscilla. Your appreciation for the help Rosie and I provided is truly valued. If you need any more assistance, feel free to reach out.
Michael was very accommodating and made everything work for our unique situation. He was very responsive.
Reply from Michael Bowen
May 24th, 2026 12:57 PM
I'm happy to hear that I could accommodate your unique situation, Becky. Your kind words about my responsiveness mean a lot. If you have any further questions or needs, please don't hesitate to reach out.
Michael Bowen at Waterstone Mortgage NMLS #214602 has received a review with 5 star rating from Patrick R
Reply from Owner
May 25th, 2026 02:38 PM
Patrick, thank you for the perfect rating! I'm glad to know you had a positive experience with Waterstone Mortgage. If there's anything else I can do for you, please let me know.
Michael and Roseanne were very responsive throughout the process and kept us with a clear picture of what documents were needed when. It's a complicated process!
Reply from Michael Bowen
May 23rd, 2026 08:42 PM
I'm grateful for your feedback, Patrick. It's good to know that Roseanne and I could provide the responsiveness and clarity needed during such a complicated process. If there's anything else you need, please feel free to reach out.
Michael Bowen at Waterstone Mortgage NMLS #214602 has received a review with 5 star rating from Marisa T
Reply from Owner
May 13th, 2026 02:48 PM
Thank you for the perfect rating, Marisa! I appreciate your support and look forward to assisting you again in the future.
Buying a house was a new experience for us and everything was explained step by step. The support along the way was very helpful even through the few stressful moments, the patients and kindness that was shown to us made all this a great experience....
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Reply from Michael Bowen
May 5th, 2026 08:06 PM
I appreciate you allowing me the opportunity to support you in this process. Congratulations on your new home. We're glad to hear that the step-by-step guidance made your home buying experience positive, Marisa. It's appreciated to know that...
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Working with Michael and his team made my first home buying experience so easy. They were with me every step of the way and offered guidance and support. I highly recommend Michael and his team!
Reply from Michael Bowen
April 14th, 2026 03:05 PM
I'm pleased to hear that your first home buying experience was made easy with my team and me, Nahibi. Supporting you every step of the way and providing guidance is always our goal. Thank you for your high recommendation!
Michael Bowen at Waterstone Mortgage NMLS #214602 has received a review with 5 star rating from Thomas D
Reply from Owner
April 13th, 2026 09:13 PM
Thank you for the 5-star rating, Thomas. I'm glad to know you had a positive experience.
Michael Bowen and team at Waterstone were great to work with, always quick to respond to our queries and questions, and patient with our sometimes slow responses. We felt comfortable throughout the whole process, which we felt was always transparent...
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Reply from Michael Bowen
April 10th, 2026 03:59 PM
I'm grateful for your kind review, Thomas. Knowing that you felt comfortable and found the process transparent means a lot to me. Making sure all your queries were promptly addressed while easing any anxieties is always a priority. I appreciate...
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About
With over 30 years of experience, Michael Bowen is passionate about helping New Mexicans achieve homeownership. He specializes in VA, FHA, conventional, renovation, and construction loans, with expertise in self-employed loan packaging. To Michael, every client is more than just a loan, they’re friends, neighbors, and part of his community. His deep industry knowledge allows him to tailor financing to each borrower’s unique needs. Dedicated to making homebuying a smooth, rewarding experience, Michael looks forward to earning your trust.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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715
/850
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Memberships
- https://headinghome.org/
- https://www.stjohns-abq.org/
- Board of Directors Heading Home
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Addresses and Serving Areas
Year Started
1989
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #214602
Gallery
Awards
Achievements
- Winner in Life
- Married 38 years
- 36 years as a professional Mortgage Banker
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Hobbies
- Golf
- Hiking
- Fishing
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Additional Information
Payment Methods
- Financing Available
Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions