We have lived in the area for 27 years. We have two adultsons,one in the area, andthe other lives in KY. Michael was a banker in the area in 1981-95. Peggy was a surgical assistant at Beloit Memorial Hospital for seven years and Lake Geneva Oral Maxillofacial Surgery for three. We founded House Check, a property-management business in 1990 and stilloperate it today.We love and appreciate the real estate in this area, which brought us into our relationship with Keefe. We live the second-home market every day, and we understand it completely.Lakefront and water quality, association lakefront quality, cleanliness, accessibility, availability of boat slips, slope of lakefront associations,distance to association water, number of members in association all things we pretty much know inherently from our work.If you want good inside info from a couple of people who really do understand it, contact Peggy and Mike.