Michael is a well-qualified, results-oriented Mortgage Loan Originator. He has been in the industry since 2000 and has an intense passion for this business. Home ownership, when executed properly, allows for a higher quality of life and he is proud to play a role in improving the lives of others. The mortgage process can be very complex and regulated. It should not be done with a bank that sees a borrower as another number. The transaction requires an expert with a great team to keep things flowing smoothly. That expert is Michael and his experienced team. The way Michael does business is very simple. He believes in measuring twice and cutting once. Purchasing a home is one of the largest investments a person will make in his/her lifetime, and at NexGen Mortgage we understand that. Michael takes the time to meet with every one of his borrowers to learn their long-term and short-term goals and expectations. Every borrower is unique and he uses his expertise and knowledge to educate his borrowers on the process and caters a loan that best fits each borrower's lifestyle. Communication is also vital to the way he does business. Michael and his team keep all of his borrowers up to date on a weekly basis making it possible to always hit their targets and goals. Why choose Michael for all of your home purchase needs? Team of Highly Dedicated Professionals. Michael has a team of professionals dedicated to working with his borrowers to ensure all details of the loan are addressed at all times. Mike's team - The Santos Team excels in customer service. Along with Michael, they ensure the loan process goes as smoothly as possible. Get Pre-Approved 24/7. Michael understands the importance of getting a pre-approval executed in a timely manner so the client can put an offer on the home of their dreams. We have a quick app that can be filled out online and this will allow us to review Education. Michael offers year round educational courses that help educate borrowers and real estate agents alike on the importance of owning a home. Michael is ready to help you with all of your home finance needs. Call or contact him via email today!