
Michael Schmid
Mortgage Loan Originator
I specialize in NON-QM loans and non-traditional mortgages, with over 20 years of experience in mortgage and real estate. I provide personalized, transparent service to ensure you reach closing on time. I offer a variety of loan options, in...... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 4:30 PM
Wed
8:30 AM to 4:30 PM
Thu
8:30 AM to 4:30 PM
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Reviews from Web
Can not thank Michael enough!
Extremely professional and kind.
Always picking up the phone to my 50 questions per day.
I have completed two mortgages with Mike so far and looking to continue in the future.
Michael was our go-to guy and a strong reco from a friend for our mortgage. He worked hard for us, and didn’t give up even thought it look a lot longer than anyone expected. My wife and I appreciate his dedication to our file and helping us...
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Reply from Owner
June 21st, 2025 12:00 AM
Michael, thank you so much for the kind words! It truly means a lot that you trusted me to help with such an important milestone. I'm grateful for the opportunity to work with you both—and I really appreciate your patience throughout the process....
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We worked with Michael Schmid for a few months while buying our home, and he was amazing to work with from start to finish. Super attentive, always responsive (even on weekends), and just overall made the whole mortgage process feel so much...
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Reply from Owner
June 21st, 2025 12:00 AM
Hello Justine,Thank you so much for the amazing review! It truly means a lot to hear that I was able to make the process smoother and less stressful for you. It was a real pleasure working with you both and being part of such an important chapter...
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I was referred to Michael Schmid by a family member and he was really great to work with he answer all my questions as a first time buyer and help me through the process from start to finish. He helped me locked in on a good rate, he always...
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Top-Notch Mortgage Professional! 👏🏼As a colleague, I can say Michael Schmid at East Coast Capital is one of the best in the business. His expertise, work ethic, and dedication to finding the best solutions for clients are unmatched. He's...
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Outstanding Mortgage Lender – I highly Recommend Michael Schmid! ⭐⭐⭐⭐⭐
To the point, no excuses, speaks logically. Michael was a joy to work with in closing my first mortgage; he stayed in contact with me throughout the entire process, set accurate expectations and I could not ask for anyone better.
I would just like to say that Mr. Schmid did everything that he needed to get me the best rates possible for my refinance. I could not ask for anyone better to help thru this process with the knowledge of the mortgage arena.Thank you for all...
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My husband and I have worked with Micheal on multiple occasions, Michael gave us so much confidence and made us feel completely comfortable with the whole process of buying a home. He is beyond professional, patient and a pleasure to work with...
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We bought our first home and Michael was by our side throughout the whole process. He answered all our questions and we had a lot of them. We were able to get in contact with him at all times. He was there for us right down to the munute we...
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About
I specialize in NON-QM loans and non-traditional mortgages, with over 20 years of experience in mortgage and real estate. I provide personalized, transparent service to ensure you reach closing on time. I offer a variety of loan options, including Jumbo, Conventional, FHA, VA, New Construction, Renovation, and Refinancing, tailored to your financial needs. I handle complex situations and larger loans, delivering competitive proposals. Available 24/7 to answer questions, I’m committed to clear communication throughout the mortgage process. As a multi-state lender approved by FHA, VA, Fannie Mae, Freddie Mac, and Ginnie Mae, I’m here to help you succeed.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lender
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Positions
- East Coast Capital - Mortgage Loan OriginatorApr 2nd, 2024 - Current
Licenses
- New York MLO
- New Jersey MLO
- South Carolina MLO
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