With over 7 years of mortgage lending experience, Michael has enjoyed helping hundreds of clients achieve their mortgage goals. Whether it be a new home purchase, rate-term reduction, or cash-out, Michael's goal is to provide excellent customer service and communication throughout the process. Michael aims to provide the absolute lowest rates and cost possible, which results in a great experience for every client. Michael keeps his client's goals at the forefront throughout the entire process. In his free time, Michael enjoys staying active by golfing, playing baseball, attending live music, and traveling. Michael is also an active real-estate investor.