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Melissa Stone, Ruoff Mortgage
Senior Loan Officer | NMLS# 591389 | Ruoff Mortgag...

With over two decades of experience in the banking and mortgage industry, I am a seasoned loan officer dedicated to helping individuals and families achieve their dream of homeownership. In my spare time, I enjoy sports, outdoor activities,... Show More
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9 AM to 5 PM
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closed
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Reviews from Web
Always prompt with answers and very organized. Your Mortgage help took the stress that usually is associated with home buying process. Thank You
Melissa Stone, Ruoff Mortgage has received a review with 5 star rating from Amber H
Reply from Owner
August 31st, 2026 07:13 PM
Amber, I appreciate your positive rating. Thank you for your support!
My loan officer was amazing! Will defi be recommending!! Thank you!
Reply from Melissa Stone
August 31st, 2026 07:26 PM
Amber, I appreciate your kind words and am glad to hear that you had a positive experience. Thank you for considering recommending me to others!
Melissa is amazing! Buying our first home was an exciting but overwhelming journey, and Melissa made all the difference. From the very start, she was incredibly knowledgeable, patient, and attentive to our needs. She explained every step clearly,...
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Reply from Owner
August 31st, 2026 03:29 PM
Ashtynn, I'm thankful for your kind words and pleased to know that I could help make your first home-buying experience positive. It's great to hear that my guidance and support helped you feel confident throughout the loan process. I'm glad...
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Melissa is amazing! Buying our first home was an exciting but overwhelming journey, and Melissa made all the difference. From the very start, she was incredibly knowledgeable, patient, and attentive to our needs. She explained every step clearly,...
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Reply from Melissa Stone
August 28th, 2026 04:51 PM
Ashtynn, I'm so grateful for your kind words and pleased that I could be part of your first home-buying journey. It's wonderful to know that my guidance and attention made you feel confident and supported throughout the process. Thank you for...
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Melissa was amazing to work with. She gave real world advice. She is very knowledgeable and was able to give me options and answers no one else could. Highly recommend working with Melissa for your mortgage needs.
Reply from Owner
August 28th, 2026 04:54 PM
Matt, I'm grateful for your kind words and happy to hear that you valued the advice and options I provided. It's great to know that my knowledge made a positive difference in your mortgage journey. Thank you for your recommendation!
Melissa was wonferful to work with. She gave me options when no one else could. Her knowledge and advice was spot on. I highly recomment working with Melissa!
Reply from Melissa Stone
August 27th, 2026 05:42 PM
Matthew, I'm glad to hear that you found my knowledge and advice helpful. It's wonderful to know that I could provide you with options when others couldn't. Thank you for your kind recommendation!
Melissa was great. Through every step she was very thorough and kept me updated on everything needing to be done. Melissa went above and beyond to help things go quickly and smooth. I will always be so grateful for all she did for me!
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Reply from Melissa Stone
August 21st, 2026 08:05 PM
Alyssa, I'm so pleased to hear that you felt supported and informed throughout the process. Knowing that my efforts made a positive impact means a lot to me. Thank you for your kind words and for trusting me with your mortgage needs.
Working with Melissa was a pleasure and a breeze. We felt from the very beginning she was in our corner and working for us. Her excellent communication, quick responses, and knowledge of the home buying process can't be beat! We would highly...
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Reply from Melissa Stone
July 16th, 2026 08:46 PM
Cara, I'm so pleased to hear that you found the process seamless and had confidence in my work. Your kind words about my communication and knowledge mean a lot to me. Thank you for recommending my services, and if there's anything more I can...
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The loan process was smooth and well organized. Our loan officer was incredibly responsive and knowledgeable.
Reply from Owner
July 17th, 2026 01:34 PM
Todd, I'm grateful to know that you found the loan process smooth and well-organized. It's great to hear that my responsiveness and knowledge were helpful to you. If there's anything else you need, please feel free to reach out.
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About
With over two decades of experience in the banking and mortgage industry, I am a seasoned loan officer dedicated to helping individuals and families achieve their dream of homeownership. In my spare time, I enjoy sports, outdoor activities, and spending time with family and friends. Covering the entire state of Indiana, I specialize in working with first-time homebuyers, guiding them through the loan process with expertise and care. Let me help you turn your homeownership dreams into reality.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
First Time Buyer Support
Down Payment Assistance Programs
FHA Loans
VA Loans
Conventional Loans
USDA Zero Down Loans
Second/Investment Property Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #591389
Hobbies
- Playing and watching sports
- Outdoor activities
- Playing cards
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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