Melissa Holt

Name: Empire Home Loans
Address: 9203 70th Street SW, Lakewood, Washington, 98498
Telephone: +1-425-753-4247
Rating: 4.94

Branch Manager | NMLS # 331083

Empire Home Loans - Auburn, WA

4.94

(155)

Mortgage

Mortgage Loan Officer

Contact Info

(425) 753-4247

Lakewood, WA

https://www.holtloansteam.com

https://pre-approval-process-zu32e0n.gamma.site/

Location & Business Hours

Business Hours

Wed

9 AM to 5 PM

Thu

9 AM to 5 PM

Fri

9 AM to 5 PM

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4.94

(155)

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Melissa was absolutely amazing throughout this whole process. She was more than eager to help with any questions and went the extra mile to assist in all of this. We’d highly recommend her!

Reply from Melissa Holt

April 28th, 2026 02:29 AM

Thank you for the review! My goal is to always be available and forth coming with information. I look forward to being your sound board going forward!

I have partnered with Melissa on many transactions over the years and she never disappoints! Working with her I know my home buyer's will be well taken care of. She’s incredibly knowledgeable, has a product to fit every client’s needs, and...

Melissa Holt worked extremely hard to find just the right loan for us. Our situation is very complicated and we had uploaded over 100 documents to be sorted and evaluated. She is a wiz, and thoroughly reviewed all of our financial documents...

Reply from Melissa Holt

August 20th, 2025 01:01 AM

Thank you so much for taking the time to share this! Your trust means the world to me, and I know how much work went into gathering and sorting through everything together. I’m so glad we were able to make the process smooth despite the complexity....

Melissa helped us navigate the financial complexities of buying our first house. She patiently and knowledgeably took us through the steps of understanding and securing our loan. Although we were tentative to work with a broker at first, Melissa...

Reply from Owner

August 20th, 2025 01:03 AM

Thank you so much for your kind words! Helping first-time buyers is one of my favorite parts of this job, and I’m so glad I could make the process feel less overwhelming for you. It means a lot that you trusted me, especially after being tentative...

Melissa was amazing to work with. She is very profesional and helped us at all times in the process for our Heloc. Thanks so much and I highly recommend you!

Reply from Owner

April 17th, 2024 07:49 PM

Hi Michelle Sevilla Arias, thank you for your glowing review and for recommending our services. We are delighted to hear that your experience with Melissa was excellent and that she was able to guide you through the process successfully. It's...

This is my second transaction with Melissa… I can’t say enough good things. She returns texts instantly, is always pleasant, and finds her way through any problem. If you are in need if a mortgage broker, don’t hesitate for a second.

Reply from Owner

June 18th, 2024 09:09 PM

Thank you so much for your kind words! You've been a pleasure to work with!

I had the pleasure of working with Melissa as my mortgage lender, and I couldn't be happier. Melissa was incredibly responsive and attentive to my needs. She took the time to thoroughly explain each step of the mortgage process, ensuring that...

Melissa continues to be an excellent lender for my clients. She is always so great at communication, matching expectations, and super easy to work with. I'm super grateful for Melissa's support and guidance. Looking forward to the next one.

Everything understanding and hard work put in to make everything possible

Melissa and Gabrielle went above and beyond to take care of us and make sure we were informed through the whole process.

10 of 155

About

Hello! I'm Melissa, your dedicated mortgage advocate. With over 23 years of mortgage financing experience, I am dedicated to guiding clients through the intricacies of home financing with precision and care. Based out of WA, I specialize in working with self-employed borrowers, investors, first-time buyers, and those facing credit challenges. My expertise in complex financing scenarios ensures that every client receives tailored solutions to meet their unique needs. As a detail-oriented specialist, I pride myself on my ability to find creative solutions and make the mortgage process as seamless as possible.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Specialities

Mortgage Loans

Home Equity Products

Construction Financing

Investor Loans

Self Employment Home Loans

FHA/VA/USDA Loans