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Melanie Prather - Loan Originator | NMLS # 1107502 in Modesto, CA

Melanie Prather

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Loan Originator | NMLS # 1107502

4.96
(49)
Company Logo
Want to see what you can afford? Before you start shopping for a home the smartest thing to do is crunch the numbers to help determine the price range you can shop in. It’s a quick and easy process, allowing you the freedom and flexibility ...... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 7 PM
Wed
9 AM to 7 PM(Open now)
Thu
9 AM to 7 PM
Overall Ratings
4.96
(49)
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Reviews from Web
  • 5.0
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    Ryan L
    Posted on June 3rd, 2026 11:24 PM
    Melanie Prather has received a review with 5 star rating from Ryan L
    Reply from Owner
    June 4th, 2026 09:14 PM
    Thank you so much Ryan for your 5 star review. It was a great pleasure helping you with your mortgage loan. If you have any questions please feel free to contact me anytime, I am always here to help.
  • 5.0
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    Ryan L
    Posted on June 3rd, 2026 11:24 PM
    and timely service.
  • 5.0
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    M
    Martin G
    Posted on April 11th, 2026 04:48 AM
    Melanie is very communicative and friendly. She is just awesome and explains everything in detail which made us feel comfortable with process. Thank in you Melanie ☺️
    Reply from Melanie Prather
    April 13th, 2026 03:55 PM
    Thank you so much Martin for your kind review. I was a pleasure to help you with your mortgage loan. If you have any questions or concerns I am still here to help :)
  • 5.0
    Arive
    A
    Allen B
    Posted on April 10th, 2026 03:54 PM
    Melanie explained everything very thoroughly to us, was quick to respond when we reached out with questions and provided updates as things moved along. She is very patient and sweet.
    Reply from Melanie Prather
    April 10th, 2026 04:42 PM
    Thank you so much for your kind review :) It was my pleasure helping you and Katherine. If you have any questions or concerns please feel free to contact me anytime, I am still here to help :)
  • 5.0
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    David S
    Posted on April 7th, 2026 08:15 PM
    Support was very helpful
    Reply from Melanie Prather
    April 7th, 2026 10:11 PM
    Thank you David! It was a pleasure helping you :) Please feel free to contact me anytime if you have any questions. I am still here to help :)
  • 5.0
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    Dominic S
    Posted on April 7th, 2026 07:21 PM
    It's been a great experienc. Always responsive and answered all my questions and needs
    Reply from Melanie Prather
    April 7th, 2026 10:13 PM
    Thank you so much Dominic for sharing a review :) It was a pleasure helping you and if you have any questions or concerns please feel free to contact me anytime. I am still here to help :)
  • 5.0
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    Ronda G
    Posted on March 19th, 2026 01:08 AM
    explains everything to you in detail whether if you want it in person or if you'd like to do it through email that really meant a lot to me to sit down and talk to me face-to-facego through everything wonderful experience
    Reply from Melanie Prather
    March 19th, 2026 01:56 PM
    Thank you so much Ronda! It was a pleasure helping you through your investment purchase
  • 5.0
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    Manny M
    Posted on March 4th, 2026 10:17 PM
    Awesome person to work with.
    Reply from Owner
    March 11th, 2026 10:25 PM
    Thank you so much! I truly appreciate that you took the time to complete this survey. I'm still here if you have any questions I'm always happy to help
  • 5.0
    SFTP
    M
    Manuel M
    Posted on March 4th, 2026 10:15 PM
    Awesome, communicative, professional and gets the job done.
    Reply from Melanie Prather
    March 11th, 2026 10:16 PM
    It's wonderful to hear your positive feedback, Manuel. I strive to maintain strong communication and a professional approach in all my work, ensuring that tasks are completed effectively. Your recognition of these efforts means a lot. Thank...
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  • 4.0
    SFTP
    S
    Susan A
    Posted on March 3rd, 2026 02:54 PM
    towards the very end of the process something was overlooked and made it very stressful
  • 10 of 67
    About
    Want to see what you can afford? Before you start shopping for a home the smartest thing to do is crunch the numbers to help determine the price range you can shop in. It’s a quick and easy process, allowing you the freedom and flexibility to explore your loan options.
    Products & Services
    Mortgage Lender
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Reverse Mortgage
    Specialities
    First Time Homebuyers
    Down Payment Assistance
    Investment loans
    Bank statement loans
    Home Equity Line of Credit aka HELOC
    225
    /850
    Search Rank Score
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    Positions
    • Academy Mortgage - Loan Officer
      Nov 1st, 2014 - Sep 29th, 2023
    Addresses and Serving Areas

    Year Started

    2014

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 1107502,DRE # 02240357
    Awards
    Affiliate of the Y...
    Top Producer Club ...
    Rookie of the Year...
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    Disclaimer
    Stratton Mortgage Inc. DBA: THE MORTGAGE DOCTOR is a Licensed Real Estate Broker, California Department of Real Estate. NMLS #2583679 DRE #02242119 | Equal Housing Opportunity | For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply.