

Melanie Boggs
Professional Mortgage Loan Originator

I am an experienced mortgage banker with over a decade in the industry. My background in multifamily property management sparked my passion for helping families find a place to call home, which naturally led me to mortgage lending—helping c...... Show More
Location & Business Hours
Business Hours
Wed
24 hours
Thu
24 hours(Open now)
Fri
24 hours
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Ben and Shelly were amazing at helping us close on our house. Ben is very knowledgable in the process and answered any questions we had as first time home owners! Shelly was very professional and both were incredibly kind. Will be using them...
read more
Reply from Owner
March 21st, 2026 08:05 PM
Thank you Alysia! It is always a pleasure to welcome a first-time home buyer to Alabama. I know you guys will love it here!
Ben was absolutely wonderful again
Reply from Owner
December 31st, 2025 02:27 AM
Thank you Hunter. It was a pleasure working with you and Lindsey again.
Ben and Shelly were fantastic in helping guide me through my first home purchase. Many years of experience show great results! Total knowledge in Verterans loans.
Reply from Owner
October 29th, 2025 03:10 PM
Thanks Jason for the review. It is always a pleasure to help a veteran finance their dream home!
Ben is super helpful and very knowledgeable! Definitely recommend his services!!
Reply from Owner
September 1st, 2025 05:12 PM
Thank you Rebecca! We always strive to provide excellent service to our clients!
Ben was great, per usual!
Reply from Owner
December 31st, 2025 02:29 AM
Thank you Holly. We always love helping our clients find a great deal.
Melanie Boggs has received a review with 5 star rating from Rick L
Reply from Owner
July 22nd, 2025 07:33 PM
Rick,
Thanks so much for you review. It has been a pleasure working with you and Chona!
Outstanding First-Time Homebuying Experience with Gold Star Innovative Mortgage and Ben Watson!We cannot say enough great things about our experience with Gold Star Innovative Mortgage and our amazing loan officer, Ben Watson! As first-time...
read more
Reply from Owner
July 15th, 2025 12:08 AM
Kami, I am so happy that you and Gordon had a great experience. It has been a pleasure getting to know you both. I hope we can have lunch next time Shelia and I are up your way.
Mr.Watson was great to work with, made the home-buying process and experience easy and simple as it could be for a first time home buyer like myself!
Reply from Owner
June 26th, 2025 01:19 PM
Thank you so much for the kind review. It was a pleasure working with you!
Knocked it out of the park!! Very knowledgeable about the whole Home Loan process. Answered every question and was able to work miracles to make our dream home possible!!
Reply from Owner
May 22nd, 2025 08:03 PM
Thank you Nick & Stephanie! You guys were great to work with. Congratulations on finding and now owning your dream and forever home!
Great customer service. Quality and timely work.
Reply from Owner
May 22nd, 2025 03:35 PM
Thank you Amanda. Shelia and love your new home!
10 of 28
About
I am an experienced mortgage banker with over a decade in the industry. My background in multifamily property management sparked my passion for helping families find a place to call home, which naturally led me to mortgage lending—helping clients secure the financing to make homeownership possible.
My own experiences inspired me to ensure every client understands their mortgage options and chooses a solution that aligns with their long-term goals. As a wife, mother, and grandma, honesty, integrity, and professionalism guide me. I provide clear guidance, transparency, and support so you can make confident financial decisions and truly enjoy the home you buy.
Licensed to work in: Alabama (52625), Florida (LO111811), Georgia (296962)
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Reverse Mortgage
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Mortgage Consultation
Certified Veterans Lending Specialist - NAMB
Non QM Products
Mortgages
Loan Services
Certified Reverse Mortgage Specialist-NAMB
Search Rank ScoreLearn More →
221
/850
Search Rank Score
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- Innovative Mortgage Services Inc. - Mortgage Loan BrokerFeb 17th, 2026 - Current
- Assurance Financial - Loan OriginatorAug 1st, 2025 - Feb 9th, 2026
View All
Memberships
- NAMB
Addresses and Serving Areas
Year Started
2008
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #296962 AL, FL, & GA
Gallery




Hobbies
- travel
- poetry
- art - all types
View All
Disclaimer
Innovative Mortgage Services, Inc. NMLS # 250769 is not an agency of the federal government and is not acting on behalf of or at the direction of HUD/FHA. Innovative Mortgage Services, Inc. is an Equal Housing Lender. Programs, rates and terms subject to change without notice. Underwriting terms & conditions apply.