I have been with Mortgage America, a local Mortgage Bank, for 20 years in Schuylkill County. We have the top Mortgage Bank in Schuylkill County for FHA & PHFA loans since 2008. We also have 11 community offices across Pennsylvania, New Jersey, and Delaware. We are known for the most competitive interest rates in the market and the lowest fees to obtain a loan. Mortgage America never charges common bank fees such as application fees or rate locks. *We process, underwrite, close and fund ALL of our loans IN-HOUSE LOCALLY* We have a variety of products to serve your needs including Conventional, FHA, VA, USDA, and PHFA. *Mortgage America is the top lender in the State of Pennsylvania for PHFA loans in six of the last seven years, including 2022. We originated the Most PHFA K-Fit Closing Cost Assistance Loans in the state.* Licensed by the PA Dept of Banking & Securities, Licensed by the NJ Dept of Banking & Insurance, Licensed by the DE State Bank Commissioner, and Licensed by the FL Office of Financial Regulation | Mortgage America, Inc. is an Equal Housing Lender NMLS #128501 | Licensed by the PA Dept of Banking & Securities, Licensed by the NJ Dept of Banking & Insurance, Licensed by the DE State Bank Commissioner, and Licensed by the FL Office of Financial Regulation