I have a passion for putting homeowners and soon-to-be homeowners in better financial situations than they may currently be in today, so they can build a better tomorrow. I take pride in creating long-lasting relationships and educating borrowers not just on what programs they qualify for, but which ones achieve their goals and needs. I am knowledgeable not just on the loan process, but also the ins and outs of the ever changing mortgage industry. I am fortunate because my company empowers me to help you find the best savings for your situation. Buying or refinancing a home can be stressful. My goal is to ease the burden and be your dependable partner throughout the process- I will help you directly, each and every step of the way. So, why Loanpal? As a direct lender (which means we work directly with you as the homeowner - no middle man or broker), we are often able to offer options that are not available through other lenders. We can provide financing to people who have been turned away for various reasons, including negative equity or high debt-to-income ratios.