I would like to thank you for taking time to read my profile. I founded my company on the premise of low rates and exceptional customer service. Before I founded Home Smart Mortgage Corporation in 2013, I was branch manager at Gold Star Mortgage, Success Mortgage Partners and Vandyke Mortgage. I was running into many issues with pricing the most competitive loans for my clients benefit, the padding(margin) in the rate was too high. With that business model I was not able to be competitive. Well in October of 2013 I decided enough, enter Home Smart Mortgage Corporation, now I am able to offer the lowest rates and best service. How are we able to do this? ** Low overhead ** High Volume ** Low Margins Plus brokers have the best pricing in the industry, our compensation is the most transparent in the industry. For instance on a typical FHA loan most mid level mortgage companies will make about 5% - 8%, as a broker our back end compensation what get paid from the lender is capped at 2.5% which translates into a much lower rate for the borrower. Please call me today, me and my staff would be ready to assist you. I am available 7 days a week and have 3 assistants to ensure you have the best home buying or refinancing ever!! Check out the about me tab on my website and you will see our staff and learn how we will do what ever it takes to make your experience the best! When I am not working I enjoy spending time with my wife and three boys. I enjoy coaching my sons soccer team and I have been coaching for over four years. Some of my hobbies include basketball, running, family walks, and ice cream time at Dairy King in downtown Plymouth.