I started my career in the mortgage industry as a telemarketer in 1988 . It helped me to develop my communication skills and to listen to the customer's needs. Thirty years later I am very proud of the many people I have helped to make homeowners and the joy of overcoming difficult issues makes what I do for a living less of a job and more of a labor of love. I'm of Portuguese descent and grew up in the Ironbound section of Newark. A hard-working section of New Jersey's largest city. I learned early on the value of working hard and acquiring a skill to provide a value. I feel that when you add value to any situation, people can sense it and appreciate you going the extra mile for them no matter what it is. Our motto at AMS Mortgage Services is: Servicing You Before, During, and After Your loan closing. This is something that is at the core of our Company and I feel it's one of the many things of that differentiates us from our Competitors