Laci Osman
Mortgage Banker
Local Roots Lending Team Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Bu... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 6 PM
Sat
9 AM to 5 PM
Sun
12 PM to 5 PM
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Reviews from Web
Laci was absolutely amazing to work with during the purchase of my home. She went above and beyond every step of the way. The deadlines we were working with were challenging, but she handled everything with professionalism, urgency, and care.She...
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Reply from Owner
June 23rd, 2026 12:00 AM
We are so happy to hear you had a good experience at Arvest! Thank you for your review. -jw
Laci was so helpful and explained every step to us right from the beginning. Every question we had she had the answer or she found out for us. I never thought that going through the process was so easy but Laci would help us and answer our...
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Reply from Owner
May 12th, 2026 12:00 AM
Congratulations on the purchase of your first home! We are so pleased to hear you had a good experience at Arvest. Thank you for your review. -jw
Laci was warm and friendly from our first communication through our last. She went above and beyond to help us secure financing, with swift communication at every point. She made herself available for questions, would use multiple methods to...
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Reply from Owner
May 4th, 2026 12:00 AM
We are so happy you had such a good experience at Arvest! Thank you for your review. -jw
Loved working with Laci! She was very helpful throughout the whole process of the home buying if we needed anything she was very responsive I would highly recommend her!😊
Reply from Owner
April 21st, 2026 12:00 AM
Congratulations on the purchase of your first home! We are so happy to hear you had a good experience at Arvest. Thank you for your review. -jw
Laci is nice and professional! She was great at explaining things and made everything go smoothly. I would recommend her to anyone buying a home. She definitely has her clients best interest in mind.
Reply from Owner
December 9th, 2025 12:00 AM
Congratulations on the purchase of your first home! We are so happy to hear your process at Arvest was a good one. Thank you for your review. -jw
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About
Local Roots Lending Team Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Buren, AR 72956. We specialize in USDA, FHA, VA, Conventional, Down Payment Assistance, and One-Time Close Construction loans—delivering fast communication, competitive rates, and smooth closings. With deep local roots and more 5-star reviews than any area lender, we guide you with care, expertise, and transparency from pre-approval to close.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
FHA Loans
USDA Loans
Conventional Loans
VA Loans
Down Payment Assistance Loans
Refinancing
ARM loans
First Time Homebuyers
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Positions
- Arvest Bank - Mortgage LenderJun 2nd, 2025 - Jul 31st, 2026
- Arvest Bank - Banker and Loan OfficerMar 1st, 2021 - Jun 2nd, 2025
Year Started
2026
Time Zone
Central Standard Time (CST)
Licenses
- NMLS 2476337
Disclaimer
NMLS# 224149