I have lived in Sacramento my whole life graduating from CSUS with my bachelor's degree in Finance. I have been in the Real Estate and Mortgage Industry for the past 13 years. I am licensed to conduct business in California, Colorado, Maryland, and Utah. I pride myself on making sure each one of my clients gets my undivided attention. I treat each client's transaction as if it were my own. I am dedicated to providing exceptional, personalized service, and competitive pricing to save my clients both time and money. I am extremely hard working and I am always listening to my client's goals. Whether you're buying, selling, refinancing, or building your dream home, it's imperative to work with a loan specialist who knows all of the ins and outs of the constantly changing mortgage industry. Not only are our interest rates some of the lowest you'll find but we also offer home loans with absolutely no closing costs! Please call or email me today for a free quote!